u/Charming-Support-229

Hello everyone! Would like to ask lang if may banks pa ba na nagpapa loan even with unpaid CC from 4 years ago.

I have an unpaid CC UB and SB (150k) in total balance due to unsuccessful business venture. Wanted to pay it off by debt consolidation.

I'm earning around 30k monthly and is a regular employee. We recently have an acquired asset from pag-ibig and planning to convert it to Airbnb for added income. Baka may referrals kayo and consider below:

- Possible ba gamitin collateral ang acquired asset?

- Much better ba ang personal loan or Home renovation loan?

- My payroll is metrobank, much better ba if dun ako maginquire ng loan?

Thank you!

Hello everyone! Would like to ask lang if may banks pa ba na nagpapa loan even with unpaid CC from 4 years ago.

I have an unpaid CC UB and SB (150k) in total balance due to unsuccessful business venture. Wanted to pay it off by debt consolidation.

I'm earning around 30k monthly and is a regular employee. We recently have an acquired asset from pag-ibig and planning to convert it to Airbnb for added income. Baka may referrals kayo and consider below:

- Possible ba gamitin collateral ang acquired asset?

- Much better ba ang personal loan or Home renovation loan?

- My payroll is metrobank, much better ba if dun ako maginquire ng loan?

Thank you!