u/Chemical-Medium5923

The deal was firm and closing scheduled in 15 days. Got notified today that the owner is going to pay off the mortgage.

I didn’t think it would happen cuz the listing was on the market for ~150 days. Almost feels like it was planned. As soon as the listing was sold, the owner swooped in.

Did the owner get a better quote cuz of the sale?

The seller banks realtor sent an email to my realtor asking to sign a mutual release to facilitate the owners redemption clause.

Is this how it works? With a mutual release?

Kinda gutted, but it is what it is.

Wondering if the new USD checking account would solve the workaround using the two accounts from CIBC and other Canadian banks to get USD into and out of WS?

I earn all my income in USD and receive it in Wise.
IBKR has been the best for investments in USD.

I saw the new match offer and am wondering if there is a way to use WS after I transfer my accounts. I would be Premium and get free USD accounts.

I am only worried about fees when moving to and from Wise and WS.

Edit: Looking for a setup which can minimize fees with Wise and WS.

31M currently renting $2700.
Income is ~360k.

Life’s really comfortable renting and I am able to save and invest a considerable amount every month.

A townhouse popped up and it seems like a great deal.
700k, maintenance is 1k due to location ( Square one )

I feel like I can purchase it, and I am going to live in it long time.

But unsure about the trade offs of home ownership vs renting.