Gift card usage triggered CSR charge
I bought a $150 GC for Mott St (CHI) before the July 1st Opentable Dining Credit deadline. I used the whole gift card last weekend and it triggered a charge on my CSR for the same amount. I didn't use my CSR as the waiter scanned the QR code on the GC. The charge later posted and also deducted from my JUL-DEC dining credit.
I called Chase and opened up a dispute. Now I have to produce proof that I actually used the gift card and not my CSR.
Anyone else run into this issue using Toast GC's?
Edit 1: The gift card balance is still full and the charge is under the tap-to-pay transactions under my CSR. Also, the CSR is my default payment for tap to pay.
Gathering all the evidence, I think what happened is that I opened the gift card in my Google wallet. The waiter was having trouble scanning the GC so he moved the payment terminal right next to my phone and triggered the tap to pay.