Bank card question
Hi! I'm moving from the us to a latin american country. I've read everything about how to handle finances to save money and not lose access to it. I'm debating whether or not to open a Charles Schwab checking account, as I don't want to have more accounts than necessary. Here's what I'm doing:
* keeping local us credit union for high liquid savings rate and us expenses
* switching to a travel credit card with no foreign transaction fee
* opening a relationship with a bank in the estination country with two accounts - one in USD and the other in the local currency.
Here's the question. Typically it's recommended to have an international-friendly checking account such as charles schwab. However, will my travel credit card and local usd account cover that same need? Do I need to open all of these accounts, or is it too many? (I also have retirement accounts).
Thanks for your input.