u/Clear_Locksmith2818

▲ 1 r/YoungAdultStruggles+2 crossposts

34 Years old with terrible decisions. Need help.

For background, I'm M34, and I'm trying to turn my life around. During university, I was a part of a frat and fucked around too much. Resulting in getting a girl pregnant. In addition, I made terrible financial decisions like buying exotic cars, racking up child support loans, maxing out my credit card, and ignoring payments for my student loans, resulting in ~400K debt. Luckily, through my network, I was given the opportunity to work in a big tech company with a starting annual salary of 149K, but I don't have time to research and manage payments. I won't be giving my family's situation as my wife and I decided that it was best to separate our finances so nothing would affect our child.

E55 AMG Loan ~ $28,800

Child Support Loan ~ $9,000 (prioritizing)

Student Loan ~ $125,000

Bank of America ~ $7,000

Mortgage ~ $298,000

I wish I had never made these terrible decisions, thinking that I could live like a king, but now facing reality. I seriously need suggestions on how I can manage this or resources that can help me.

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u/Clear_Locksmith2818 — 5 hours ago