u/Comfortable_Bunch472

How are you all affording these houses?

I make a decent middle class (I think) salary and so does my wife. We have saved a good 10% down for mortgage but rates are high.

We have 2 kids and we are renting in a good school district because for some "unknown" reason we prefer and prioritise kids education. We know we can not buy in this district so we are looking for a simple decent clean no big ticket 3 bed 2 bath house in B districts.

We do not want to be house poor. We want to live within our financial means and plan and save for future while enjoying every day together. Our vehicles are paid, no credit card debt, no medical debt (thank God) just a managable student loans.

We are just frustrated. What are we doing wrong for American Dream?