DP: Approved for all 3 Chase Ink Cards + SUBs within 45 days despite eligibility language
Figured I’d share a recent DP on Chase Inks since the SUB language changed on no-AF Inks sometime back.
I was approved for all 3 Chase Ink business cards within about 45 days, all with signup bonuses:
- Ink Business Preferred — approved 3/20/26
- 100K SUB
- $15,000 CL
- Ink Business Unlimited — approved 4/20/26
- $750/75K SUB
- $16,000 CL
- Ink Business Cash — approved 5/4/26
- $750/75K SUB
- $30,000 CL
A few more details:
- Prior to this, I had never held any Chase business cards.
- Personal Chase history:
- Had a Sapphire Preferred that was opened like 3 years ago. Downgraded it after year 1 to one of the Freedom cards (don’t even remember which one), eventually cancelled it
- Currently still have a Prime Visa with a $19K limit
- All 3 applications used:
- same EIN/business info
- same personal info
- EIN/business established 11/2023
Approval timeline:
- Ink Preferred: instant approval
- Ink Unlimited: instant approval
- Ink Cash: under review initially, approved 12 hours later
I never got any sort of popup message on the Cash application, it just immediately did an inquiry and sent it to review. Then about ~12 hours later I got the approval email. Luckily it was approved with SUB, otherwise I would've taken an inquiry for no reason. Maybe I'm confused but I thought the purpose of popup jail was to prevent an inquiry if they determined you weren't eligible for a SUB.
Obviously just one DP, but hopefully useful for anyone considering whether to give it a shot.
PS: Yes, this is a brand new Reddit account. I don’t actually use Reddit, but I was so shocked I was able to get all three in such a short period, especially with the SUB language, that I figured I should share.