70k to invest, financially illiterate - help/advice welcomed
Evening,
I have 70k spare that's been sat in my bank a year now doing absolutely nothing. I'd describe myself as financially illiterate (and somewhat lazy) but I'm committed to now doing something with that money.
I've just setup a trading212 account, plan was to stick 20k in a stocks ISA (VWRP?) and just forget. Then what do I do with the remaining 50k?
One train of thought was to put 10/12k into premium bonds as my emergency fund but that still leaves circa 40k that I don't know what to do with.
NB - I could (and definitely should, I know I know) pay off my 4k credit card debt - not sure why I haven't now I'm typing this!
I'm also in a position where I have around 1500 p/month spare after all my expenses, living costs and necessities - I'd like to invest half of this so around 750 p/month but again how/where/what do I do with that?
Not sure if this is relevant but if it helps offer advice:
I'm 37 y/o earn 75k, closer to 100k with bonuses taken into consideration and although these aren't guaranteed they should be fairly consistent on a monthly basis.
No idea about pension(s), but I've been working since 23 y/o, albeit only the last 5 years on a salary above 50k. Pensions will be spread across 6 companies (6 different jobs). Student loan fully paid off.
Thanks in advance