u/Commercial-Two-744

I’ve never dealt with health insurance before and am choosing a plan.

I’m between an HMO and PPO. HMO is more affordable but I’m not sure if waiting on referrals would be an issue with the HMO or how many endocrinologists and ophthalmologists (for thyroid eye disease) would be in network.

I’d appreciate any input on healthcare plans and if it affects how you receive treatment. (Currently on methimazole but considering TT)