u/ConsciousJoke21

Hi everyone,

I'm a recent graduate starting my first job in Belgium with a salary of €4,200 gross/month. My employer provides a company pension, so I'm covered there and don't plan to set up individual pension products right now.

My Goals:
- Set up a High-Yield Savings Account for a 3–6 month emergency fund.
- Invest around €250/month into broad-market ETFs.

Questions:

1. I would appreciate any overall guidance you may have to a fresh graduate transitions into full time.

2. Belgian Tax Rules: As a beginner, what should I keep in mind regarding Belgian taxes?

Thanks for any tips or lessons learned!