Best Credit Rebuild Strategy
In Feb 2025 I was discharged when I filed Chapter 7. Since then I have been on a steady rebuild for my credit. But early this year I had some unexpected expenses from closing down a business I was running that I put on a credit card I had.
I have borrowed money from my dad to consolidate the debt and get it on more favorable terms.
My utilization in my credit report will be down to 0% when creditors report in the next 30 days.
I’ve been looking in here for the best strategies to rebuild my credit report and how to use NFCU as a vessel to do that. There is just so much info to siphon though.
Are there any resources out there for what to do to rebuild my credit using NFCU?