r/NavyFederal

I recently was looking to request a credit limit increase since it has been maybe 10 years since my last request. When I logged into my account, I noticed that Navy Federal increased my credit limit themselves. My question is, since Navy Federal increased my credit limit, can I still request a credit limit increase or do I need to wait 6 months before requesting one?

I have a $1000 secured card with NFCU. For about 4 months now and I tried for prequalified today and was denied. I was wondering if a pledge loan will increase my chances of being approved for an unsecured card or should I just wait and see if the secured card graduates. My credit score is 630. Also what’s the minimum amount I should do the loan amount for and what’s the amount I should make my first payment? I heard the loan should be for at least $1500 , is this true?

I applied for a CLI on my NFCU Platinum Card last Tuesday which fell on the 91/3 date. When I submitted it on the app it said something about we’ll review your request and make a decision. Fast forward today I looked and I’m not seeing an email confirming my request, an approval nor a denial. Same with the app. Nothing. Like literally not even anything showing I had even requested a CLI. I don’t want to jump the gun and apply again, but now I’m second guessing myself on whether or not I actually even submitted it properly.

Any of you ever had similar “lack of” communication with NFCU?