u/Correct_Click_4626

Financing a vehicle after pre-approval

To try and keep things short: I live with my parents, great credit score, made around 113k last year. Generally just saving a lot for a house while I’m debt free, saw one very appealing listing which checked a lot of boxes, which led to me to get jump and get pre-approved. Threw in a moderate offer for the hell of it. Sellers received 5 other offers and rejected mine so I’m back to where I was at, just saving more and chilling.

Would it be a terrible idea to finance say a $8-12k motorcycle after only recently receiving my pre-approval? I understand this is thousands of dollars that could be saved but I’m more so curious if the pre-approval could be nullified if and when something else were to come along. Could be 2-3 months could be 1-2 years.

I already love to ride and had been shopping for a bike prior to this, just worried about dinging my credit again under these circumstances

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u/Correct_Click_4626 — 6 days ago

How can I get an idea of Tax reassessment for 2026 year?

I’m interested in a home in Lindenwold, NJ that is due to make final decision by tomorrow afternoon. There are a few offers on the place and the ball is in my court whether I alter my bid. Seems pretty affordable for me (although not great value) but upon researching, finding this letter which ultimately states that Lindenwold has not had a tax reassessment in 17 years and is reassessed for 2026 tax year. Inspections should have been completed by end of 2025. I know this house has moderate renovations completed and is listed $100k higher than it was when it sold previously in 2022.

I guess my question would be is there any real way to get a better idea of what the new assessed value and effective tax rate could bang me for? Coming from PA and all I hear about from coworkers is how bad Jersey taxes can be.

u/Correct_Click_4626 — 11 days ago