Looks like Flipkart is finally competing directly with Amazon Pay Vouchers.

They’ve rolled out Flipkart Pay Gift Cards, which can actually be redeemed for utility bills and phone recharges.

Quick breakdown:

Bill Payments Supported: Unlike regular Flipkart gift cards (which only work for shopping), these Flipkart Pay vouchers show up as an eligible payment method on the Flipkart bill pay section.

Discount Available: Axis Bank’s Grab Deals (Woohoo) currently has them listed at 2% off: Axis Grab Deals Portal

Redemption Page: You can use them directly on the Flipkart Bill Payment Portal.

Do share your experience with in comments. Any other nice use case for Flipkart Pay?

Sharing below a tried and tested trick to get 10% cashback on Amazon Pay GCs - quite useful for paying bills etc.

How the trick works:

Instead of buying on Amazon directly, you go to the Zepto app and buy a Physical Amazon Pay Gift Card.

1. Zepto Discount: Sometimes, Zepto gives some extra discount depending on the zip code.
2. Card Cashback: Use a card that gives 10% back on groceries (since Zepto is counted as a grocery store), you get ₹1000 back.

Top Cards - HSBC Live+, Equitas Selfie

Steps to follow:

• Search for "Amazon Pay Physical Gift Card" on Zepto.
• Pick the ₹10,000 one as it usually has the best margin.
• Important: Before you put the OTP, check the SMS from your bank. The merchant name should be Zepto Mark / Marketplace. This ensures the bank sees it as a "Grocery" spend so you get the full reward.
• Once the physical card is delivered to your house, just scan or add the code to your Amazon Pay wallet.

Share in comments once this works for you! Also, comment any other card which you feel is beneficial here.

Just came back from Ritz Carlton Reserve Mandapa, Bali. Amazing resort at such a gorgeous location. It was surreal.

I’m already planning my next one and wanted to hear about your top resort experiences.

Also, what made the stay truly unforgettable?

I just saw John Abraham at the St Regis Goa!

Wondering if anyone else had any cool celebrity sightings during their stays.

SBI Rewardsz has a tier system, and it’s a quite beneficial for bill payments.

Tier Breakdown:

\* Elite: 2X multiplier
\* Affluent: 1.5X multiplier

Refer to second pic for details.

I’m elite and with the multiplier got 0.5% cashback.

This is in addition to the card rewards and super low effort.

Limit is 2,750 monthly.

SBI Rewardsz has a tier system, and it’s a quite beneficial for bill payments.

Tier Breakdown:

* Elite: 2X multiplier
* Affluent: 1.5X multiplier

Refer to second pic for details.

I’m elite and with the multiplier got 0.5% cashback.

This is in addition to the card rewards and super low effort.

Limit is 2,750 monthly.

Just came back from Taj Holiday Village, Goa and realised I immensely enjoy staying at resorts. This one was amazing and views were mind blowing.

I’m already planning my next one and wanted to hear about your top resort experiences.

Also, what made the stay truly unforgettable?

If you have a decent amount of money on your Pluxee (formerly Sodexo) meal card and are tired of the usual food/grocery restrictions, there’s a workaround that has worked for me for converting the balance into Amazon Pay gift cards.

I've converted 50k worth of Pluxee funds already.

Details

Pluxee/Sodexo cards normally have restrictions that prevent them from being used for gift cards and other non-food purchases. However, there appears to be a brief delay in the way Zepto's payment system checks the card's eligibility during checkout.

How I did it

1. On Zepto, search for Amazon Pay Physical Gift Card and add the required denomination to your cart.
2. Proceed to checkout and choose Debit/Credit Card as the payment method.
3. On the card-payment screen, enter the expiry date and CVV first.
4. Enter your Pluxee/Sodexo card number afterwards.
5. There can be a very brief window where the payment button becomes active before the card restriction is applied. If you are quick enough, the transaction may proceed to the next stage.
6. If you immediately get a "Card Not Allowed" or similar error, you can try entering the card details again. I found that copying the card number beforehand and pasting it after entering the other details made the process easier.

Once the payment reaches the bank's authentication page, complete the transaction using the usual Pluxee OTP.

A few things to know

• This works with the physical Amazon Pay gift cards.
• This is a bug and it could stop working at any time.
• I'd recommend trying a small denomination first rather than immediately attempting a large transaction.

Do share in the comments if its working for you. Also, just might work on Blinkit as well.

We were at Trunk Bay St John USVI and we found it incredible.

Would love to know which was your most beautiful one?

What are some small things that made your stay super memorable.

For us, St Regis Goa gave us 4 chocolates everyday at turn down service. Might seem very small, but they were absolutely amazing and a very welcome suprise coming back to our rooms daily.

Sharing a quick booking method I tested recently for Air India flights that can save you some money on your next trip.

It turns out you can bypass convenience fees and sometimes secure cheaper base fares by booking through their official chat system.

The Method: Book via WhatsApp

Air India has an official verified WhatsApp chatbot at +91 9667034444. Booking directly through this channel waives the convenience fee and occasionally offers exclusive chatbot-only discounted fares.

Here is how the pricing compared for a recent booking for 2 adults:

• Website/App Price: ₹17,500
• WhatsApp Chatbot Price: ₹16,542
• Total Savings: ₹958 instantly for the exact same flight.

How to do it:

1. Send a message to the Air India chatbot on WhatsApp.
2. Follow the automated prompts to search for your route and date.
3. Compare the total fare with the main website.
4. Complete the booking securely through the chat link if the price is lower.

It takes less than two minutes to check and is worth a look before paying full price on the website.

Do check it out and share in comments if it works for you.

What hotel that you’ve stayed in has had the most unbeatable view.

For me it was Explora Torres del Paine in Chile

Do share pictures too.

We were at Varkala Beach and we found it incredible.

Would love to know which was your most beautiful one?

My favorite part of traveling is when you see or do something so amazing you’re left speechless and just think, “I could die right now and I’d be totally at peace.”

For me, my top experiences include has been riding horses in the ocean in Turks and Caicos.

I want more of that feeling, much more than fancy hotels!

What are some of your suggestions of experiences that made you feel awe? No expense spared.

What hotel that you’ve stayed in has had the most unbeatable view?

For me it was Kumaon in Almora.

Do share pictures too.

Sharing a quick booking method I tested recently for Indigo flights that can save you some money on your next trip.

It turns out you can bypass convenience fees and sometimes secure cheaper base fares by booking through their official chat system.

The Method: Book via WhatsApp

Indigo has an official verified WhatsApp chatbot at +91 7065145858. Booking directly through this channel waives the convenience fee and occasionally offers exclusive chatbot-only discounted fares.

How to do it:

1. Send a message to the Indigo chatbot on WhatsApp.
2. Follow the automated prompts to search for your route and date.
3. Compare the total fare with the main website.
4. Complete the booking securely through the chat link if the price is lower.

It takes less than two minutes to check and is worth a look before paying full price on the website.

Do check it out and share in comments if it works for you.

Seeing all these glorious reviews of stays which were excellent but I’d like to know which ones weren’t worth the money

For us it was Aman New York. We expected much more for the price. The service and amenities were mediocre at best. Much better places for the money.

What else would you recommend to avoid and do share why as well?

Certain locations have that timeless appeal that resonates with every traveler.

For me its Alleppey in Kerala. The place was just mesmerizing.

Interested to know the one destination you believe everyone should see at least once, and what made it unforgettable for you.

I prefer the Diners Black one.

Which is your go to card for Lounge Access with so many changes happening?

Axis Bank is introducing several revisions to the Magnus for Burgundy Credit Card terms starting August 28. Here is a quick summary of the changes:

• Dynamic Currency Conversion (DCC) Markup: Increases from 1.5% to 2%.
• Gift Card Purchases: Explicitly excluded from earning reward points and will not count towards spend-based fee waiver thresholds.
• Tolls & Fastag Transactions: Fastag recharges, road, and bridge toll fees will no longer accrue reward points.
• Domestic Lounge Entry (Priority Pass): Priority Pass can no longer be used at Indian domestic terminals. Domestic lounge access will require swiping the physical Magnus for Burgundy Credit Card alongside presenting your boarding pass. Priority Pass remains valid for international lounges.

PDF: https://campaign.axis.bank.in/generic/terms-and-conditions-magnus-burgundy.pdf

What will affect you the most in this? Will it come to other Axis cards?