u/Creative_Demand5926

As a software engineer, I’m looking into the security risks of the ‘PDF-via-Email’ standard for financial verification. It seems like a massive PII leak waiting to happen when we send raw bank data to strangers on Marketplace.

I’ve trying to find a way to verify that YTD totals match paystubs and bank deposits mathematically, without the landlord ever seeing the raw transaction data or account numbers. The goal is to provide the 'Trust' metric to the landlord without the 'Data Leak' for the tenant.

For anyone in proptech or security: Is there a reason why 'verified math' wouldn't be enough for a landlord compared to a raw PDF? Trying to see if I’m missing a legal or 'peace of mind' requirement that prevents us from moving toward a more private standard.

Hey everyone, After exiting my last startup, I got into the Ontario rental market and realized the 'standard' screening process is essentially a vulnerability waiting to be exploited. I’m seeing more and more sophisticated fraud—Photoshopped bank statements, fake LOEs, and 'professional tenants' who know exactly how to bypass a credit check.

My team and I built Strata to treat tenant screening like a forensic audit rather than a casual background check. It’s a tenant-side app where they upload the usual docs (ID, paystubs, bank statements), but the backend actually parses the data to generate a verification score and a private report for the landlord.

I’ve been using it for my own units (filling a June vacancy right now), and it’s cut the manual 'scrapping' and vetting time by a good margin.

I’m looking to see if other Ontario landlords are seeing the same surge in fraud, and what your current 'red flag' detection looks like. I'd love to get some feedback on the forensic approach we're taking.

https://strataforensics.com/