u/Creative_Swan8430

Ask ko lang po if what to do. Btw, 2 months overdue na ako and 22k na ang babayaran ko. Nawalan kasi akong ng work kaya hindi ko pa siya mababayaran sa ngayon but hindi ko naman tatakasan. They texted me this ⬇️

“LAST WARNING: This is Bernales & Associates, partner of Monee (Credit) Finance Philippines. this is your FINAL NOTICE to settle your SPayLater account. Failure to pay TODAY will result in adidtonal interest, penalties & expenses. Contact”

What to do if wala pa talagang pambayad?