Finally, paid off student loan, should I help wife or invest for us instead?
As title says, I have finally paid off my own loan (35 now) should I use the money I would have used for mine to help pay off my wives loan, or should i just invest it for the future us instead? I already survived without this money until now, so I want to do something to add value with it instead of just having an extra amount for crap.
Edit to add more info:
Wife income is less than 40k/yr
Interest rate is 3.2%
Loan remaining amount is upwards of 50k