u/CrunchyBatBones

Today my husband and I are officially making the last payment on $167K in consumer and student debt! It took us a bit longer than originally planned (4.25 years) but we cash flowed more than a few emergencies and a couple of babies in that time.

We are excited but I’m a little worried because the last 20K took us almost 10 months when it should have taken 3. We took FPU in 2022 and both of us are “free spirits” and I am just one tick more “nerdy” than he is.

I’m excited to invest again in BS4 but what can I do to make BS3 go fast and not dilly-dally??? All tips welcome!