A capital idea
Hello, my mother (Scotland) has been long term disabled and I believe she claims Universal credit, PIP and ESA (income).
Sadly her mother (my grandmother) passed away a few months ago and after legal costs/funeral costs my mum will get £39k of inheritance.
Obviously this is well above the £16k threshold and we understand the UC and ESA will stop and my mum will need to use this money to live on for a while until she falls back into the thresholds fine and no issue with that.
What's confusing is is this "capital" rule? Surely my mum could use the odd bit of that money for a meal out, to buy herself a new mobility scooter, get some new curtains in her bedroom, a memorial plant and pot for my grandmother...
My mum is worried she can only use this money essentially for groceries, bills, essentials and can't use a penny for something "nice" and they will track all her spending.
Obviously she ain't planning to go wild and buy TVs/holidays/luxury food etc, just trying to be a good son and help her.
Many thanks 🙏