I am currently 20 and had everything in VT before but am thinking of restructuring it 50/50 in SPYM and XLK to be more growth focused. I’m quite bullish on AI and tech in general long term. What other ETFs would you recommend?
Would love to hear your opinions, thank you!
Currently my setup is this: BILT Blue Card, Amazon Credit Card, Robinhood Gold Card, Fidelity Rewards Visa Signature, Wells Fargo Autograph, Citi Custom Cash, and Capital One Savor.
How I am currently using my cards:
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•BILT = Was mainly my rent card but now it’s my catch all up to 25% of my rent.
•Robinhood Gold = Main catch all after BILT.
•Custom Cash = gas
•Amazon = Amazon
•Savor = dining
•Wells Fargo = BILT 2.0 switch (not using it at all)
•Fidelity = Oldest (not used anymore except for TSA precheck credit)
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My FICO SCORE is a 777.
I’m a 20 yr old in undergrad and travel only once a year so I’m currently more focused on cash back with no AF. My rent decreased to $1000 a month so I got the Robinhood card as a better catch all if I spend more than $250 in a given month. I’m thinking of getting a travel card in the future and was thinking about the BILT Palladium and Venture X, don’t know which one is best though.
Let me know what you guys think about my setup. Honestly, I’m pretty content with this but I’m open to hear opinions as well too!
Thank you Reddit.