u/D-Z-H

Who should I list as the primary beneficiary on a term life insurance policy: spouse or trust?

I am getting conflicting information on this. I have a term life insurance policy and currently have my spouse as the primary beneficiary and our revocable trust as the contingent beneficiary. Should I be listing the trust as the primary beneficiary? If so, should I be listing my spouse as the contingent beneficiary or is that redundant and a source of potential confusion. It's a straight forward revocable trust with both of us as trustees and our two minor children as beneficiaries. We are in CA if it makes a difference.

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u/D-Z-H — 14 days ago