u/Dangerous_Richard089

I've had a mortgage since 2023. ~470K @ 6.75%. I always get targeted flyers in the mail about new mortgages with better rates with other lenders.

Why do people change mortgages? What are the advantages/disadvantages? Should I consider other mortgages?

I've seen companion mod ideas in the past. Does anyone know if a way to utilize the bottom screen for VATS when playing Fallout NV on Gamehub?

Thanks in advance!