u/Danggang1

Hi. I’m about 6-8 years from retirement where I’ll be collecting a 100k pension. I’ll be either 49 or 51 years old. I have 457b and currently maxed out in pretaxed. I make anywhere between 150-200k with ot. I have a decent brokerage and still contributing as well. My original plan was to do Roth conversions when I’m retired using my brokerage converting about 1 mil. My new plan is to switch to 100% Roth and convert less later and preserve more of my brokerage. I will not need my 457 money at all, its legacy money. I know there some tax drag but I feel like less headaches later is worth losing some gains especially since I don’t need this money to live. I’d like to hear different opinions.