WHY YOU'LL NEVER AFFORD A HOUSE — And It's Not Your Fault
In 1985, the average home cost 3.5x the median income. Today it's closer to 6x. In some markets, 7x. And here's what nobody is saying clearly enough: 65% of U.S. households cannot afford a median-priced home in 2026. Not the unemployed. Not just the poor. Two thirds of all American households — priced out of the median home in their own country. The numbers that explain how we got here: — Income rose roughly 10x since the 1980s — Shelter costs rose 17x — The mortgage lock-in effect has frozen supply — Renters at the bottom are left with just $210/month after housing costs — a record low This isn't a personal finance problem. It's a structural outcome. I put together a full breakdown of exactly how this happened, who benefited, and what the data actually shows. [link do vídeo] Curious what people here are experiencing in their own markets — are these numbers matching what you're seeing locally?