u/DataDifficult5861

I just got out of my 341 meeting and it went extremely smooth and quick.

It was maybe 6 of us in the meeting. I was called first and asked to unmute. She read my name and case number and asked the counsel to state their name for the record.

No creditors showed up.

All of the questions were basically yes or no.

I was told to raise my right hand to get sworn in.
Then asked these questions:

Please state your full name and where you work.

Do you still live at (my address)

Confirmed if that was my picture on my drivers license.

Did you have a chance to review the Bankruptcy Info Sheet?

Is this your first time filing bankruptcy?

Have you had an injury were your expecting to sue or have sued where a payout is expected?

Do you owe any child support or alimony?

Did you review all documentation before you sign them?

Did you list all of your assets and everyone you owe?

Then she stated to let’s proceed with signatures where my lawyer pulled up every document I signed showing my signatures for each document in the camera. There were maybe 5 documents and for each one the trustee asked was this your signature and I confirmed.

Then she told me she reviewed my tax returns and everything matches what was on my petition and that from what she reviews she will file a No Asset Report and that I could sign off.

I’m so glad this is over and I’m happy that it was so straight forward and simple. It went so fast, I feel like I was in the meeting for less than 3 minutes.

Good luck to everyone!

Hi everyone, I’m looking for advice and wanted to share my experience in case anyone can relate.

I was recently diagnosed with Vestibulodynia at 31, but I’ve actually been dealing with painful intercourse since I was 16. I’m not even sure if I had pain before then since mine is provoked. I just know that from my very first sexual experience, penetration has always hurt and has never been pleasurable.

The best way I can describe it is a sharp, burning pain at the entrance, like nails dragging or scratching sandpaper. It honestly feels like I’m dry, even when I’m fully lubricated.

I can have sex, but only with direct clitoral stimulation. I have to use a vibrator every time, and even then it’s hit or miss. I often have to stop to reapply lube. With the vibrator, re-lubing when needed, and him going at a slower pace, I can feel a decent amount of pleasure. Without that, it becomes unbearable and feels like constant friction—like scratching sandpaper.

We’ve tried many positions over the years, and they all hurt. Missionary gives us the best outcome since I can use the vibrator more easily in that position.

At first, I thought maybe the issue was because my partner is bigger, but I experience the exact same pain even with something small like a dilator or pelvic wand, so I know it’s not that.

For years, doctors dismissed my concerns, and the pain never improved. I even had a laparoscopy to rule out Endometriosis, and after everything came back normal, the OB told me, “some women just have painful sex,” which was honestly unbelievable to hear—especially from a doctor, because sex should not be painful.

I finally found a specialist in the Chicagoland area and was diagnosed with provoked vestibulodynia.

I was first prescribed 5% lidocaine, which I used for a few months with no improvement. After that, I was given a compounded cream and also received injections because I experience deep internal pain as well—almost like a “butt cramp” feeling. Unfortunately, neither the injections nor the cream helped.

I’ve also been in pelvic floor physical therapy for 3 years and have seen 4 different therapists, and nothing has improved.

I then saw another doctor while considering a vestibulectomy. He started me on amitriptyline (30 mg, now up to 40 mg nightly), which I’ve been on for a couple of months, but I still haven’t noticed any real change. He wants me to finish the course, but mentioned surgery as the next step.

Since being diagnosed, I’ve tried:
• Pelvic floor physical therapy (3 years, multiple therapists)
• Dilators and pelvic wand
• Lidocaine
• Compounded cream (amitriptyline 2%, baclofen 2%, diclofenac 2%, estradiol 0.01%)
• Oral amitriptyline (up to 40 mg nightly)
• Clobetasol 0.05%
• Injections for deep pelvic pain

Nothing has made a meaningful difference.

I don’t have major pain inserting tampons—just a slight pinch—but intercourse is still very painful. I’ve only had one partner, and he’s been incredibly patient, but this has taken a huge emotional toll on me. I feel self-conscious and, honestly, like I missed out on enjoying my 20s because of this.

I also struggle with a lot of guilt. I sometimes feel like I’ve held him back from fully experiencing sex, and it makes me feel like I can’t please him the way I should. Even though we’re great in every other aspect of our relationship and he constantly reassures me that he understands, it’s been so many years of dealing with this that it still weighs on me heavily.

At this point, I’m feeling really discouraged and starting to seriously consider surgery, but I’m also scared it could make things worse. I’d love to hear from anyone who has gone through something similar.

• Has anything worked for you that I haven’t tried?
• Did anyone have success after dealing with this long-term?
• If you had a vestibulectomy, what was your experience like?

Thank you so much for reading, I truly appreciate any advice or insight. 🤍

My 341 meeting ended up being rescheduled because the trustee said they never received my ID, Social Security card, and tax returns. There was another person on the zoom call as well missing the same documents from the exact same attorney as me. So we both were dismissed, and she didn’t have a reschedule date available at the time.

I’m frustrated because those were literally some of the first documents I sent over to my attorneys office after my initial meeting with them back in March. When I called my attorney to ask about what’s going on, he stated he doesn’t know what the trustee is talking about since those documents were sent on Jun 30th. My Chapter 7 was filed May 26 and my original 341 meeting was July 8th, so that’s only 8 days before the meeting.

Not to point fingers because I honestly don’t know where the breakdown happened or whose fault it was, but I can’t help but wonder why those documents were sent so late, is that normal practice? Also, I wonder how far in advance does the trustee review these documents because why didn’t my attorney get a head up that those documents were missing or why couldn’t my attorney just “resend” the documents over to the trustee at that point in time.

I’ve been so nervous about this meeting since I filed, so to have logged on and then be dismissed by the trustee was the worst! Especially over documents I been provided.

Now I’m just waiting for my new 341 date and hoping everything goes smoothly this time around. Does anyone know how long it should take before learning your new 341 date? Is it schedule far out?