Hello everyone,
I began investing around a year and a half ago, and I am not confident in what I’m doing as everyone here seems to have better returns.
I’m looking for advice as to how I should invest for my age. Should I be more aggressive?
Any advice would be appreciated. Thanks
Should I optimize it more for growth? Feeling a bit behind and it seems everyone my age is doing better on his forum.
QQC and VDY are in TFSA
VFV and FBTC are in FHSA
Feel like everyone on Reddit is doing better than me. Keep seeing people my age with 200K.
Here is my situation, why do I feel like am I doing so poorly?
22M
Net Worth $26K
Assets:
TFSA: $29K (QQC & VDY)
FHSA: $17K (VFV & FBTC)
Emergency Fund: 5K
Crypto: 8K
Bank: 5K
Debt:
$38K Student Loans @ 0% interest (making minimum payments)
For context I make around 72K total comp in Eastern Canada, just graduated with a degree in finance and am currently living at home. What can I do to buy a house and retire one day? It feels so out of reach. Thanks in advance
22M, not sure if this is the right portfolio long term. QQC and VDY are in TFSA. VFV and FBTC in FHSA. Thanks in advance