u/DesiMrRobot

I live in Florida and was checking out some bikes and dealers. The only dealer who had one available was this with a heavy discounted price of 9,999$ for the 2025 model. I asked them for an OTD breakdown and this number looks crazy? It's a 40% increase on the said price. What's a good OTD price for it that I can negotiate for and skip the dealer if it crosses that number?

They said they cannot get rid of loan processing fees if I choose to finance it outside rather than going through their lenders. Which sounds absolutely insane to me. First time hearing that.