u/Dgima

For those of you who managed to get a job like this, how did you get it? Did you ask or where you offered? Do you need a lot of experience to get it? Does it pay enough net? Is the work life balance significantly better?

I'm getting my first salaries and I don't know what to do with the extra money. Do I put it in a saving account? I've been recommanded to use keyprivate or keyplan but I'm sceptical. Any other general recommandation?

I've recently started my first job and would like to start investing in etf. I've been recommanded to use Keyprivate but they have a 15K min requirement and I'd need to wait a few month before having enough funds. Is it worth it or should I look at other investment products first. Any recommendation?

I'm getting a salary for the first time and I was wondering what the usual saving rate is. I feel like I could save a big portion of it since I have the mobility budget to pay for rent and meal voucher to pay for food.

1. PERSONALIA

• Age: 23
• Education: Master
• Work experience : 0
• Civil status: Single
• Dependent people/children: 0

2. EMPLOYER PROFILE

• Sector/Industry: IT
• Amount of employees: IDK
• Multinational? YES

3. CONTRACT & CONDITIONS

• Current job title: Junior consultant
• Job description: Software dev essentially
• Seniority: 0
• Official hours/week : 37
• Average real hours/week incl. overtime: 37
• Shiftwork or 9 to 5 (flexible?): flexible
• On-call duty: NO
• Vacation days/year: 20 + 9

4. SALARY

• Gross salary/month: 2900
• Net salary/month: +-2350 (w netto)
• Netto compensation: 150
• Car/bike/... or mobility budget: +-720 used for rent
• 13th month (full? partial?): 13.9
• Meal vouchers: 8 EURO/DAY
• Ecocheques: 250 EURO/YEAR
• Group insurance: 4 %SALARY/%EMPLOYER
• Other insurances: Hospital
• Other benefits (bonuses, stocks options, ... ): Allowance for phone, chair, and some other stuff

5. MOBILITY

• City/region of work: BXL
• Distance home-work: 1. KILOMETERS/ 10Min
• How do you commute? Foot
• How is the travel home-work compensated: Not
• Telework days/week: 3**-4**

6. OTHER

• How easily can you plan a day off: easy
• Is your job stressful? No
• Responsible for personnel (reports): no

Starting my first job soon, feel like it's average gross but well optimized package. Would like to have some opinion on it.