u/Dgima

I've recently started my first job and would like to start investing in etf. I've been recommanded to use Keyprivate but they have a 15K min requirement and I'd need to wait a few month before having enough funds. Is it worth it or should I look at other investment products first. Any recommendation?

I'm getting a salary for the first time and I was wondering what the usual saving rate is. I feel like I could save a big portion of it since I have the mobility budget to pay for rent and meal voucher to pay for food.

1. PERSONALIA

• Age: 23
• Education: Master
• Work experience : 0
• Civil status: Single
• Dependent people/children: 0

2. EMPLOYER PROFILE

• Sector/Industry: IT
• Amount of employees: IDK
• Multinational? YES

3. CONTRACT & CONDITIONS

• Current job title: Junior consultant
• Job description: Software dev essentially
• Seniority: 0
• Official hours/week : 37
• Average real hours/week incl. overtime: 37
• Shiftwork or 9 to 5 (flexible?): flexible
• On-call duty: NO
• Vacation days/year: 20 + 9

4. SALARY

• Gross salary/month: 2900
• Net salary/month: +-2350 (w netto)
• Netto compensation: 150
• Car/bike/... or mobility budget: +-720 used for rent
• 13th month (full? partial?): 13.9
• Meal vouchers: 8 EURO/DAY
• Ecocheques: 250 EURO/YEAR
• Group insurance: 4 %SALARY/%EMPLOYER
• Other insurances: Hospital
• Other benefits (bonuses, stocks options, ... ): Allowance for phone, chair, and some other stuff

5. MOBILITY

• City/region of work: BXL
• Distance home-work: 1. KILOMETERS/ 10Min
• How do you commute? Foot
• How is the travel home-work compensated: Not
• Telework days/week: 3**-4**

6. OTHER

• How easily can you plan a day off: easy
• Is your job stressful? No
• Responsible for personnel (reports): no

Starting my first job soon, feel like it's average gross but well optimized package. Would like to have some opinion on it.