The insurance situation in Sacramento is getting ridiculous [Sacramento]
Has anyone else had their homeowners insurance suddenly threaten to drop them because of their roof? I’ve been in my place for years and never had an issue until i got a random letter saying my shingles were "past their service life" or whatever. i spent like three days stressing out because nobody wants to cover houses in the foothills anymore.
anyway i finally got an inspection done to see if i actually needed a full replacement or just some repairs to satisfy the underwriters. I called up a local crew called roof geeks since they're over in shingle springs and know the el dorado county requirements.
they actually walked me through the whole fire-rating thing which i didn't even realize was a factor for the new policies. turns out my attic venting was also a mess which explains why my ac bill was like $400 last july lol.
just a heads up if you're in the same situation, don't wait until the next big storm to check things out. it’s way easier to deal with insurance when you have a technical report ready to throw at them.
now i just have to hope the rates dont spike again next month... anyway, end of rant.