u/Dibbles77

▲ 54 r/norcal

The insurance situation in Sacramento is getting ridiculous [Sacramento]

Has anyone else had their homeowners insurance suddenly threaten to drop them because of their roof? I’ve been in my place for years and never had an issue until i got a random letter saying my shingles were "past their service life" or whatever. i spent like three days stressing out because nobody wants to cover houses in the foothills anymore.

anyway i finally got an inspection done to see if i actually needed a full replacement or just some repairs to satisfy the underwriters. I called up a local crew called roof geeks since they're over in shingle springs and know the el dorado county requirements.

they actually walked me through the whole fire-rating thing which i didn't even realize was a factor for the new policies. turns out my attic venting was also a mess which explains why my ac bill was like $400 last july lol.

just a heads up if you're in the same situation, don't wait until the next big storm to check things out. it’s way easier to deal with insurance when you have a technical report ready to throw at them.

now i just have to hope the rates dont spike again next month... anyway, end of rant.

reddit.com
u/Dibbles77 — 3 days ago

The insurance situation in Sacramento is getting ridiculous

Has anyone else had their homeowners insurance suddenly threaten to drop them because of their roof? I’ve been in my place for years and never had an issue until i got a random letter saying my shingles were "past their service life" or whatever. i spent like three days stressing out because nobody wants to cover houses in the foothills anymore.

anyway i finally got an inspection done to see if i actually needed a full replacement or just some repairs to satisfy the underwriters. I called up a local crew since they're over in shingle springs and know the el dorado county requirements.

they actually walked me through the whole fire-rating thing which i didn't even realize was a factor for the new policies. turns out my attic venting was also a mess which explains why my ac bill was like $400 last july lol.

just a heads up if you're in the same situation, don't wait until the next big storm to check things out. it’s way easier to deal with insurance when you have a technical report ready to throw at them.

now i just have to hope the rates dont spike again next month... anyway, end of rant.

reddit.com
u/Dibbles77 — 7 days ago
▲ 22 r/organ

There is something incredibly monolithic about the way a physical arrangement of lead and tin can become the ultimate and heavy sonic anchor, a deliberate rejection of the small and the portable in favor of a frequency that is all about the grit of the pipes and the massive pressure of the bellows, it feels like a masterclass in structural acoustics where the raw and heavy resonance of a thirty two foot pedal and the high energy shimmer of a celestial stop become a direct connection to a scale of sound that doesn't just enter the ears but vibrates the very honest marrow of your bones, and even with all the high-tech digital emulations and the perfect surround-sound recordings there is still no replacement for that first and vulnerable moment of feeling the heavy and tactile reality of the floorboards beginning to hum and realizing that the heavy volume of the space is being filled by a single, massive lung

reddit.com
u/Dibbles77 — 17 days ago