u/DifferentCap3829

▲ 6 r/Mortgages+1 crossposts

Opinions wanted: do I liquidate my taxable investment account to get my first mortgage? (See details below)

32 year old, single, no debt besides my monthly car payment. I have ~62k cash and a taxable investment account through Merrill edge that I originally opened to help fund a mortgage, valued now at 60k (opened in 2020, funded $100 weekly).

I’m preapproved for 375k. Interest rates in Connecticut around 6.4%. My QUESTION for you all:

- I’m aiming for 20% down payment. I know closing fees and what not, and need money to furnish and what not (seeking condo, not a house)…

Do you all think I should ALSO liquidate all? Some? None? Of my taxable investment account if I DONT need to? What’s the “benefit” to liquidating it if other than a smaller monthly payment. In addition, I have 35k saved in emergency savings as well.

Thanks 🙏

reddit.com

u/DifferentCap3829 — 4 days ago

▲ 10 r/MARPE+1 crossposts

Another MARPE update - 32M

Recap from before:

- started MARPE July 1st 2025 (turned 32 July 20 2025)
- expanded until mid September
- started braces end of September
- getting MARPE out 5/18/2026 (can’t wait)
- most recent ortho appointment was 5/5/2026. Started the one elastic on my right teeth then

The first pic on here was what I posted in September. I ended up expanding more than 1mm from that point, but still a good comparison. The braces pic is today. Hopefully done with braces around end of summer.

Old posts:

https://www.reddit.com/r/MARPE/s/wx5QiQbsmY

u/DifferentCap3829 — 13 days ago