u/DigitalBanksPH

LANDBANK cuts InstaPay fee to ₱8

LANDBANK cuts InstaPay fee to ₱8

Land Bank of the Philippines has reduced its InstaPay transfer fee from ₱15 to ₱8 for transactions made through the LANDBANK Mobile Banking App and iAccess.

Users can also get 1 free fund transfer daily for transactions worth ₱1,000 and below.

u/DigitalBanksPH — 1 day ago

Chinabank reports solid Q1 2026 earnings amid changing economy

Chinabank started 2026 strong, with earnings rising 11.5% in the first quarter as loan demand and core banking income continued to grow. The thrift bank reported ₱631.2 million in net income, showing steady momentum despite a shifting economic landscape.

u/DigitalBanksPH — 1 day ago

EastWest Visa Platinum = up to ₱1,250 cashback monthly + ₱7/L fuel savings

“Full tank po, yung sagad!” really sounds different these days.

Good thing the EastWest Visa Platinum Credit Card lets you earn up to ₱1,250 cashback monthly, which you can use pang-gas ulit for your next full tank. Plus, enjoy up to ₱7/L fuel savings at Unioil, making every gas stop feel a little more sulit.

Get your card here: https://phdigibanks.com/ew-platv
Terms and conditions apply.

u/DigitalBanksPH — 3 days ago

PLDT Says Maya Helped Boost Q1 Earnings Despite Slower Consumer Spending

PLDT said Maya and its enterprise business helped boost earnings in the first quarter, even as global uncertainties affected consumer spending. The company is also doubling down on AI and data centers as demand for digital services continues to grow.

u/DigitalBanksPH — 3 days ago

May slowdown ba sa OFW economy? BSP numbers suggest so

Money sent home by overseas Filipinos still increased in March, but growth slowed sharply, according to the BSP. It was the weakest remittance growth recorded in nearly three years, signaling softer inflows despite steady demand from Filipino families.

u/DigitalBanksPH — 3 days ago

Could this finally improve financial literacy in the Philippines?

BSP is preparing a nationwide financial education strategy designed to help Filipinos build better money habits and make smarter financial decisions. The initiative brings together government agencies, private groups, and development partners to improve access to practical financial education across the country.

u/DigitalBanksPH — 3 days ago

Placed ₱1M in RCBC Time Deposit via Pulz — Here’s the Net Proceeds

RCBC online time deposit via the RCBC Pulz App credited directly to your deposit account for a ₱1M placement at 4.15% p.a. interest rate. Indicated proceeds are already net of the 20% withholding tax on interest earned.

Good option if you prefer a traditional bank setup. If you’re also a member of the RCBC Hexagon Club, you may get a preferential rate of up to 4.35% p.a.

For more saving tips and bank deals like this, join the Digital Banks PH Community.

u/DigitalBanksPH — 5 days ago

Tonik cuts Time Deposit rates, adds ₱100K placement cap

Tonik Digital Bank is updating its Time Deposit rates and terms starting May 20, 2026.

Updated rates:
• 5.50% p.a. for 6 months
• 6.00% p.a. for 9 months
• 6.50% p.a. for 12 months

The maximum placement amount will also be capped at ₱100,000, with only one active 12-month Time Deposit account allowed at a time.

u/DigitalBanksPH — 6 days ago

The Philippines Is Hosting One of ASEAN’s Biggest Fintech Events in 2026

FintechAlliance.Ph has announced the return of the Manila Tech Summit 2026, set on July 28 to 29 at the Manila Marriott Hotel Grand Ballroom in Pasay City. Positioned as the country’s largest fintech and digital economy gathering, this year’s summit carries added significance as the Philippines takes on the ASEAN Chairship, with the theme “Building ASEAN’s Digital Economy: Secure. Sustainable. Inclusive. Borderless.”

The summit is expected to gather over 4,000 global leaders, regulators, investors, innovators, and policymakers to discuss key priorities including cross-border digital payments, AI, cybersecurity, digital infrastructure, and the ASEAN Digital Economy Framework Agreement (DEFA).

u/DigitalBanksPH — 6 days ago

Metrobank Just Updated Its Time Deposit Rates Again

Metrobank Online Time Deposit rates are updated again starting today, May 15, 2026. The last update was only last April 13, so make sure to check the latest rates here and compare them with other high-interest time deposit offers.

You can also compare rates using our Time Deposit Game Plan app through the link below.

Follow Digital Banks PH and join the Digital Banks PH Community for more updates on digital banking promos and rate changes.

u/DigitalBanksPH — 7 days ago

The Mind Behind RCBC’s Digital Push Just Received Another Global Recognition

Executive Vice President Lito Villanueva was once again recognized globally for leading digital banking and financial inclusion efforts in the Philippines. Under his leadership, RCBC introduced innovations like U.S. Virtual Accounts, DiskarTech, and digital banking services designed to reach more Filipinos nationwide.

The award marks his fourth consecutive year being named a “Legend CIO” by the Global CIO Forum.

u/DigitalBanksPH — 7 days ago

Quick guide: How to cash out your Salmon time deposit interest to any bank

May easy way na to transfer your interest from your Salmon Bank account to any bank!

Just follow this 5-step guide. Make sure din na updated na yung Salmon app niyo.

This is very useful if you chose to have your time deposit interest credited monthly to your account. If naka-set siya before to add in your TD balance, you can now change it so you can actually use the interest and add to your cash flow.

You can still enjoy the 8% Salmon time deposit when you use the DBPH link pero until June 1 na lang to ha.

u/DigitalBanksPH — 8 days ago

Online withdrawal in Salmon is finally live!

You can now transfer the interest you earn from Salmon’s 8% time deposit straight to your bank.

Quick recap: Salmon is one of the few banks that credits interest monthly to your account. So instead of waiting at maturity, you can actually use that interest to help with your monthly budget.

Update your Salmon app on the App Store or Play Store to try it. If wala ka pa, you can still unlock the 8% using the DBPH link below until June 1, 2026 only!

u/DigitalBanksPH — 8 days ago

Pwede na mag-invest sa gold gamit lang ang ₱200 sa GCash!

GCash is making gold investing more accessible to everyday Filipinos through GCrypto. Starting at just ₱200, users can invest in gold-backed assets directly in the app, without the usual challenges of storing or handling physical gold.

The move aims to help Filipinos explore ways to protect and grow their money amid rising inflation and market uncertainty.

u/DigitalBanksPH — 8 days ago

Tonik just proved digital banks can actually make money in the PH

Tonik said it became the first standalone digital bank in the Philippines to achieve profitability, driven mainly by its lending business. The digital bank reported positive cash net income in Q1 2026 and said most of its revenue now comes from loans.

u/DigitalBanksPH — 8 days ago

Vybe by BPI partners with M Lhuillier for free cash in across 3,000+ branches nationwide

Vybe by BPI now partners with M Lhuillier, giving users access to free cash in transactions across 3,000+ branches nationwide. A convenient offline option for those who prefer over-the-counter transactions or need more flexibility when moving funds.

Getting money around is also easier with Vybe’s unlimited free InstaPay transfers. Cash in starts at a minimum of ₱10,000 per transaction, with daily limits of up to ₱500,000 depending on your account limits.

Contributed by: Carl Lamiel of WalasTech

u/DigitalBanksPH — 8 days ago

Chinabank enters the premium grocery cashback game with new Landers Executive Visa Signature credit card

Chinabank has officially launched the new Landers Executive Visa Signature Credit Card, bringing premium shopping and cashback perks for frequent Landers shoppers and everyday spenders alike.

Key highlights:
• No credit card annual fees for life
• Up to 7% total rebates on Landers purchases
• 2% cashback on dining and 1% cashback on all other eligible spend
• Metal card upgrade after reaching ₱1million spend

Cardholders will also continue to enjoy all existing Landers Superstore membership benefits and exclusive offers.

A strong new option for users looking to maximize rewards not just on groceries, but also on dining and daily spending.

u/DigitalBanksPH — 10 days ago

Maya Visa credit card cash-ins now come with a ₱200 fee

LOOK: Maya now charges a fixed ₱200 fee for Visa credit and debit card cash-ins starting today, May 12.

u/DigitalBanksPH — 11 days ago

Best fuel cashback and gas promos in PH right now

Daming promos for every fuel purchase ngayon, kaya wag niyo sayangin. Lalo na ngayon na panay taas at bihira bumaba ang gas prices.

Here’s the DBPH Tipid Gas Guide as of May 11. Nandito yung available options that you can check based on what’s accessible to you. If wala ka pa nung iba, you may also check our links to apply.

u/DigitalBanksPH — 11 days ago

Salmon Bank Combines Competitive Time Deposit Rates With Solid Management

Salmon Bank is becoming a popular choice among DBPH members, especially with its competitive time deposit rates of up to 8% p.a. interest available until June 1, 2026 only.

For many users, it’s a simple “park and wait” savings option with predictable returns and easy setup. If you want to explore it, you can open an account here: https://phdigibanks.com/salmon

Beyond savings, Salmon Credit also stands out with its growing partner network, responsive customer support, and credit limits of up to ₱250,000 for qualified users.

With its aggressive savings offers and growing ecosystem, Salmon Bank is slowly positioning itself as one of the digital banks to watch in the coming months.

u/DigitalBanksPH — 13 days ago