u/Disastrous-Sink-3082

long read but i need your help... please.

hello, 26f. i badly need help. my mom was just entertaining the idea of ola the other day and just checked out this certain ola when suddenly, they've just auto-disbursed a loan amount at 16,800 php payable in 6 days at 28,000 php. putangina nila ah ang laki ng tubo?!?! so ayun, when my mom informed me of this, i looked up creditbeacon's customer service with an intent of returning the principal amount. it led me to an fb page where i contacted their customer service. per convo, they would allow the return of principal amount if i would transfer it to their maya bank acct immediately... so i did in hopes of clearing my mother of her outstanding balance that she did not apply for. within 12-24 hrs, the account would be closed. however, days have passed and yet the account remains active. that's when it hit me we got scammed, and the page was fraudulent. ik i should've done a lot of digging into this, but i just really wanted to free my mother from this ola bec her health's not in the best condition. after probing further, i came across a comment of the (legit) creditbeacon customer service, and i've talked with the commenter abt how they were able to return the principal amt and settled the acct closure. i did the same... and told them abt the scammed funds that i sent to the fraudulent page. to ease my burden of being scammed, they agreed to settle it at an amt of 10,000 php. i was hesitant bec this could be a scam again. however, the biller merchant that they provided was leading me to a staffing and outsourcing provider, and this seemed legit. so i took the risk again... and voila, i've been scammed again. they said in 6-12 hrs, the acct would be closed but after the provided timeframe, the acct remains active, and my mom is being harassed right now for the unsettled loan amt. we feel like the same creditbeacon is behind ALL this, it's just their modus. what do we do?

note: we are financially bankrupt, and we can't afford to pay the 28k on top of being scammed for 16k + 10k php. help... please. di ko kasama mom ko kasi nasa malayo ako nagtatrabaho and no one in our family knows abt this. i should've known better before settling bills outside the app pero i just really wanted to end all this bullshit. nag try na mom ko ng ibang ola nung una and na return namin yung principal amt via app kaya rin i followed the same method. i should've known sa unang kinontact namin kasi red flag na wrong grammar niya and minamadali kami.

long read but i need your help... please.

hello, 26f. i badly need help. my mom was just entertaining the idea of ola the other day and just checked out this certain ola when suddenly, they've just auto-disbursed a loan amount at 16,800 php payable in 6 days at 28,000 php. putangina nila ah ang laki ng tubo?!?! so ayun, when my mom informed me of this, i looked up creditbeacon's customer service with an intent of returning the principal amount. it led me to an fb page where i contacted their customer service. per convo, they would allow the return of principal amount if i would transfer it to their maya bank acct immediately... so i did in hopes of clearing my mother of her outstanding balance that she did not apply for. within 12-24 hrs, the account would be closed. however, days have passed and yet the account remains active. that's when it hit me we got scammed, and the page was fraudulent. ik i should've done a lot of digging into this, but i just really wanted to free my mother from this ola bec her health's not in the best condition. after probing further, i came across a comment of the (legit) creditbeacon customer service, and i've talked with the commenter abt how they were able to return the principal amt and settled the acct closure. i did the same... and told them abt the scammed funds that i sent to the fraudulent page. to ease my burden of being scammed, they agreed to settle it at an amt of 10,000 php. i was hesitant bec this could be a scam again. however, the biller merchant that they provided was leading me to a staffing and outsourcing provider, and this seemed legit. so i took the risk again... and voila, i've been scammed again. they said in 6-12 hrs, the acct would be closed but after the provided timeframe, the acct remains active, and my mom is being harassed right now for the unsettled loan amt. we feel like the same creditbeacon is behind ALL this, it's just their modus. what do we do?

note: we are financially bankrupt, and we can't afford to pay the 28k on top of being scammed for 16k + 10k php. help... please. di ko kasama mom ko kasi nasa malayo ako nagtatrabaho and no one in our family knows abt this. i should've known better before settling bills outside the app pero i just really wanted to end all this bullshit. nag try na mom ko ng ibang ola nung una and na return namin yung principal amt via app kaya rin i followed the same method. i should've known sa unang kinontact namin kasi red flag na wrong grammar niya and minamadali kami.