u/Disastrous-Story237

CREDIT PROFILE

• Current credit cards you are the primary account holder of:
  • Discover It
  • Quicksilver
• FICO scores with source: Experian 782
• Oldest credit card account age: 4 years, 7 months
• Cards approved in the past 6 months: 0
• Cards approved in the past 12 months: 1
• Cards approved in the past 24 months: 1
• Annual income $: ~$70,000

CATEGORIES

• Ok with category-specific cards?: Yes
• Ok with rotating category cards?: Yes
• Estimate average monthly spend in the categories below.
  • Dining $: 380
  • Groceries $: 160 (H-E-B)
  • Gas $: 40 (Tesla)
  • Travel $: ~$133 (Flights) ~$60 (Hotels) ~$20 (Uber)
  • Using abroad?: A few weeks out of the year
  • Other categories or stores: n/a
  • Other spend: n/a
  • Pay rent by card? No

MEMBERSHIPS & SUBSCRIPTIONS

• Amazon Prime member: Yes

PURPOSE

• Purpose of next card: Other
• Cards being considered: Autograph, Autograph Journey, Active Cash, Venture, Venture X

ADDITIONAL INFO

I don't really care for partners or transferring points or churning cards for SUB. I really just want an optimized combo that can take advantage of the little travel I do and the dining. WF Autograph + Active Cash seems like the no-brainer for me, but maybe I am missing something.