u/Disastrous_Quiet378

Finally hit $100K! 26 stocks, heavy in tech — what should my next move be?

Just crossed $100,000 in my portfolio. Honestly didn't think I'd get here this fast. Here's a quick snapshot of my top holdings:

🔹 Amazon – $19,883 (+36%)

🔹 Alphabet – $8,632 (+13%)

🔹 Micron – $8,600 (+194%)

🔹 Microsoft – $7,774 (+9%)

🔹 AMD – $7,648 (+160%)

🔹 Nvidia – $7,155 (+59%)

🔹 TSMC – $5,492 (+39%)

+ smaller positions in healthcare, energy, consumer, and metals

I'm clearly very tech/semiconductor heavy. A few things I'm unsure about now that I've hit this milestone:

• Should I rebalance or let winners ride?

• Is there a sector I'm clearly missing?

• At $100K, does the strategy need to change vs when I was at $10K?

• Tax-loss harvesting — is it worth looking at my losers (Novo Nordisk, Abbott)?

Any advice from people who've been here before is appreciated 🙏

Here's my current breakdown (total ~$7,900):

RKLB 39%

SPUS 28%

AMD 23%

NVDA 7%

RR 2%

Up $2,199 (+38.47%) all time, so I'm happy with the returns — but I feel like I'm way too heavy in RKLB and could use more diversification.

A few things I'm wondering:

• Is 39% in one speculative stock (RKLB) too risky at this stage?

• Should I trim and add more index exposure or stick with individual picks?

• Any sectors or ETFs worth looking at that could balance this out?

Open to any advice. Still learning 🙏