u/DoBaniye

🚨 Great News for Maharaja Club members! You can now redeem your Air India Maharaja Miles on Air India Express flights too ✈️

🚨 Great News for Maharaja Club members! You can now redeem your Air India Maharaja Miles on Air India Express flights too ✈️

That means:
👉 More domestic redemption options
👉 Better connectivity to tier-2/3 cities
👉 Potentially cheaper award bookings

u/DoBaniye — 13 hours ago

Get up to 25% extra miles when you transfer Marriott Bonvoy points to United in June👇

✈️ United MileagePlus
🔹 Register in June
🔹 Up to 25,000 bonus miles

💡 Sweet Spot:
60K Marriott → 20K United + 10K (Marriott bonus) + 5K (extra 25%) = 35K United miles

💳 Pro Tip:
Amex MR points transfer 1:1 to Marriott Bonvoy, a great way to leverage this bonus if you have a redemption planned!

u/DoBaniye — 1 day ago

Bobcard Eterna: Lifetime free(LTF) offer extended (original annual fee ₹2,949)

Apply here: https://tinyurl.com/muhxsm7p

First 20 approved applicants also get ₹500 Amazon vouchers!

💰 Rewards
• 3.75% cashback on forex, online, travel & dining (up to ₹33,300 spends/month)
• 7.5% on SmartDeal Hotels
• 3% on SmartDeal Flights
• 0.75% on other spends

🎯 Milestones
• ₹2,500 on ₹50K spend in first 60 days
• ₹5,000 on ₹5L annual spend

✨ Extra perks
• Buy 1 Get 1 Free movie ticket on District (₹250 cap, once/month)
• Unlimited domestic lounge access on primary and add on cards (₹40K spend in previous quarter)
• Regular Bank of Baroda offers
• ⁠Rupay JCB/ Visa Infinite

Eligibility (important)
• New BOBCARD users only
• Minimum annual income ₹12L+ (salaried/self-employed)
• Manually select Eterna during application

Forex fee: 2% + GST

Great cashback, lifetime free card for a limited time.

Apply here: https://tinyurl.com/muhxsm7p

u/DoBaniye — 6 days ago

🚨 New SmartBuy Update 🚨

🚨 New SmartBuy Update 🚨

HDFC Bank has now added MakeMyTrip as a Train booking partner on SmartBuy!

What’s your preferred way to book train tickets?

u/DoBaniye — 7 days ago

How to Get 4.2% Rewards on UPI Spends?

The Lifetime Free Kiwi Yes Bank Credit Card
👉 First 20 approvers get ₹999 Amazon voucher too!

🔗 Apply here: https://tinyurl.com/3fuu773h

Here’s how it works:
1️⃣ Base – 1.5% cashback on UPI spends
2️⃣ Neon Upgrade (₹999/year) – boosts to 2%
3️⃣ Milestones (Neon only):
• ₹50K spend → +1% + 1 Lounge
• ₹1L spend → +2% + 1 Lounge
• ₹1.5L spend → +3% + 1 Lounge

💡 Spend ₹1.5L/year → earn ~₹7,500 cashback.
After Neon fee, net ~₹6,321 = ~4.2% effective cashback on UPI! 🔥

✅ Apply now: https://tinyurl.com/3fuu773h

u/DoBaniye — 10 days ago

Got a FREE train ticket with Scapia!

Redeemed our Scapia coins for a train ticket recently.

Apply here: https://apply.scapia.cards/landing\_page?referral\_code=dbqme2

Reward structure:
⚡️4% on hotels, flights and trains booked on the Scapia app.
⚡️2% on spending via the Visa Card.
⚡️1% rewards on UPI spends via the RuPay Card.

0 Forex charges
Airport privileges like shopping/lounge/food on spending ₹20K in previous month
₹1,000 flight discount on first flight booking
₹200 worth Scapia coins on card activation

Apply here: https://apply.scapia.cards/landing\_page?referral\_code=dbqme2

u/DoBaniye — 12 days ago

Gold Loot on Amazon Sale!!

* 5% cashback with the Amazon ICICI Credit Card
* ₹1,250 instant discount on HDFC cards for purchases above ₹19,990

Muthoot 2g: https://amzn.to/4dmNCoG

Other eligible products: https://amzn.to/4wlekGy

Buy before stocks run out!

Share it with someone obsessed with gold

u/DoBaniye — 13 days ago

Free ₹150 from HDFC? Check your Debit Card rewards!

If you use an HDFC Debit Card, open the Rewards section in your account.

Many users are seeing “Promotional Cashback – 150 points” available for redemption.

👉 These 150 points = ₹150 cashback.

How to check:
1️⃣ Login to HDFC NetBanking / Mobile Banking
2️⃣ Go to Debit Card → Rewards
3️⃣ Look for Promotional Cashback – 150

Redeem it instantly if available.

Small check. Easy ₹150.

Follow r/DoBaniye for more!

u/DoBaniye — 14 days ago

🚨 New SmartBuy Update: HDFC Bank has now added Woohoo as an additional Brand Vouchers partner on SmartBuy 🚨

That means you can now access:
🎟️ District vouchers
🍔 McDonald’s
🧳 Mokobara
🎬 BookMyShow
🕶️ Ray-Ban
…and more directly via SmartBuy!

What’s your favourite gift voucher? Ours is Amazon Pay!

Follow r/DoBaniye for more!

u/DoBaniye — 14 days ago

Silver and gold get 3 months and above 1 year

You can link it in Partner Rewards section on the Swiggy app earning 5 Marriott Bonvoy points for every ₹500 spent on Swiggy.

You can choose between Indigo BluChip and Marriott Bonvoy.

Share it with a foodie!

u/DoBaniye — 15 days ago

We went to Europe in December and we cleared immigration at Delhi Airport in seconds, while everyone else was stuck in a huge queue!

How?
We had registered ourselves with FTI-TTP (Fast Track Immigration – Trusted Traveller Program) before the trip, and you can do it too!

Latest list of cities where e-gates are available:
Delhi, Mumbai, Ahmedabad, Kolkata, Chennai, Bengaluru, Hyderabad, Cochin, Lucknow, Amritsar, Calicut, Trivandrum and Trichy

👉Here’s how it works:

  1. Go to the official registration website: http://ftittp.mha.gov.in.
  2. Click Sign Up / Register and fill out your details.
  3. Upload your passport photo, passport scans (first & last page) and other required docs.
  4. Verify your identity with OTP on your phone & email.
  5. After submission, you’ll get a confirmation. Then schedule biometric enrolment at an international airport or FRRO (fingerprint + facial scan).
  6. [Requires physical presence].

💚 It just took us 10 minutes at an FRRO to complete all the required procedure and we got our approval within a week!

👉 What to do at the airport?

After check-in and before immigration, look for the e-gates (usually beside the immigration counters):

  1. Scan your passport + boarding pass
  2. Do your biometrics at the gate
  3. Walk through and you're cleared in seconds!

Must do for all foreign travellers! Have you registered yet?

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Do Baniye Whatsapp Channel

u/DoBaniye — 16 days ago

💳 What changed?
• Transfer cap reduced from 10K → 5K points per quarter
• New per transaction limit: 2K points

📊 What stays same:
• Transfer ratio still 2:3 (no change)

⚠️ Impact:
• Slower accumulation of Marriott points

u/DoBaniye — 17 days ago

🎁 ₹500 Amazon voucher for first 30 approved applicants in May

Apply here

🎯 No joining/annual fee

🛫 2 domestic lounges/qtr

🌍 2 international lounges/year via Priority Pass

🎬 1 free movie ticket (₹500) every 6 months

🏌️ 1 free golf game/lesson/qtr

📞 Concierge: 1860 267 7777

Apply here

Share it with someone who needs a card for lounge access!

u/DoBaniye — 19 days ago

If you hold credit card points, this could be BIG 👇

💳 Transfer points → Get up to 50% extra Air India Maharaja Club points

📅 Offer period: 1–31 May 2026

⚠️ Important conditions:
• Registration is mandatory
• Bonus valid only on first transfer after registration
• Tiered bonus (check image before transferring)

❌ Not eligible:
Axis | HSBC | Vistara co-branded cards

💡 Who should consider this:
• ICICI premium card holders (EPM, Times Black)
• Those planning Air India redemptions soon

🤔 Our take:
We’re personally skipping this one as Axis is excluded

🔗 Register here:
https://www.airindia.com/in/en/maharaja-club/partner-offers/points-fest.html

Follow r/DoBaniye for more content on credit cards, travel and lifestyle!

u/DoBaniye — 20 days ago

💳 1. HDFC Infinia

✅ Used: 51,200 points

✅ Earned via ~₹3L spends on SmartBuy gift cards, flights & hotels

✈️ 2. Axis Atlas

✅ Used: 10,000 EDGE Miles

✅ Earned via ₹2L spends on direct flight & hotel bookings

🏨 3. Amex Platinum Travel

✅ Used: 11,000 MR points + ₹10K Taj voucher

✅ Earned via ~₹2L spends

🍽️ 4. Amex Platinum Reserve

✅ Used for Taj Epicure Membership benefits:

• 20% off stays

• 25% off spa & dining

Across IHCL hotels including Taj & Vivanta

📌 Total lesson?

The biggest travel savings don’t come from random spending. They come from using the right card for the right category

First post in the series: https://www.reddit.com/r/DoBaniye/s/euu4plqKS6

If you had ₹7L spends, which card combo would you pick?

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u/DoBaniye — 21 days ago

Bookings made via points:

3 Flights for 2 pax 🛫

7 Hotel Nights 🏨

How we saved?

We used 92k Credit Card Points + Taj Epicure (via Amex Plat Reserve)

Here is the exact breakdown of our redemptions 👇

✈️ FLIGHTS:

• DEL-BLR: Saved ₹14,000

• BLR-RPR-BLR: Saved ₹20,000

Savings = ₹34,000 using 36,000 points

🏨 HOTELS:

• Taj WestEnd (1 Night): Saved ₹19,300

• Marriott Raipur (1 Night): Saved ₹17,000

• Mövenpick Hotel Lalez Durres (1 Night): Saved ₹8,000

• Jungle Camp Kanha (3 Nights): Saved ₹31,200

• Taj Kanha Banjar Tola (1 Night): Saved ₹11,000

Savings = ₹86,500 using 56,200 points & Taj Epicure.

Total Savings: ₹1,20,500! 💰

How was your Q1 2026 travel game?

u/DoBaniye — 23 days ago

🔗 Apply here

💳 Benefits via Tata Neu App:

👉 1.5% rewards on UPI (RuPay)

👉 10% at BigBasket, Air India, Croma, Tata 1Mg & more

👉 5% on bills, insurance, recharges, Tanishq (at store too)

👉 12 lounge visits/annum (₹50K+ spends/quarter)

👉Delhi Rupay lounge is one of our favourites with no spends required

Current promos:

4 months of Spotify Premium

Eazydiner prime membership

Useful for getting 5% back on Tata Neu spends like BigBasket even when paying via other payment methods like gift cards

🔗 Apply here

Joining fee: ₹1,499

Currently waived off

Renewal fee: ₹1,499

Waived on ₹3L spends

Follow r/DoBaniye for more such content!

u/DoBaniye — 26 days ago