
🚨 Great News for Maharaja Club members! You can now redeem your Air India Maharaja Miles on Air India Express flights too ✈️
That means:
👉 More domestic redemption options
👉 Better connectivity to tier-2/3 cities
👉 Potentially cheaper award bookings

That means:
👉 More domestic redemption options
👉 Better connectivity to tier-2/3 cities
👉 Potentially cheaper award bookings
✈️ United MileagePlus
🔹 Register in June
🔹 Up to 25,000 bonus miles
💡 Sweet Spot:
60K Marriott → 20K United + 10K (Marriott bonus) + 5K (extra 25%) = 35K United miles
💳 Pro Tip:
Amex MR points transfer 1:1 to Marriott Bonvoy, a great way to leverage this bonus if you have a redemption planned!
Apply here: https://tinyurl.com/muhxsm7p
First 20 approved applicants also get ₹500 Amazon vouchers!
💰 Rewards
• 3.75% cashback on forex, online, travel & dining (up to ₹33,300 spends/month)
• 7.5% on SmartDeal Hotels
• 3% on SmartDeal Flights
• 0.75% on other spends
🎯 Milestones
• ₹2,500 on ₹50K spend in first 60 days
• ₹5,000 on ₹5L annual spend
✨ Extra perks
• Buy 1 Get 1 Free movie ticket on District (₹250 cap, once/month)
• Unlimited domestic lounge access on primary and add on cards (₹40K spend in previous quarter)
• Regular Bank of Baroda offers
• Rupay JCB/ Visa Infinite
Eligibility (important)
• New BOBCARD users only
• Minimum annual income ₹12L+ (salaried/self-employed)
• Manually select Eterna during application
Forex fee: 2% + GST
Great cashback, lifetime free card for a limited time.
Apply here: https://tinyurl.com/muhxsm7p
🚨 New SmartBuy Update 🚨
HDFC Bank has now added MakeMyTrip as a Train booking partner on SmartBuy!
What’s your preferred way to book train tickets?
₹2,750 HDFC instant discount
Extra ₹2,500 cashback coupon, check eligibility
PNG 3gm: https://amzn.to/4dmNCoG
Other eligible products: https://amzn.to/4wlekGy
Buy before stocks run out!
Share it with someone obsessed with gold
The Lifetime Free Kiwi Yes Bank Credit Card
👉 First 20 approvers get ₹999 Amazon voucher too!
🔗 Apply here: https://tinyurl.com/3fuu773h
Here’s how it works:
1️⃣ Base – 1.5% cashback on UPI spends
2️⃣ Neon Upgrade (₹999/year) – boosts to 2%
3️⃣ Milestones (Neon only):
• ₹50K spend → +1% + 1 Lounge
• ₹1L spend → +2% + 1 Lounge
• ₹1.5L spend → +3% + 1 Lounge
💡 Spend ₹1.5L/year → earn ~₹7,500 cashback.
After Neon fee, net ~₹6,321 = ~4.2% effective cashback on UPI! 🔥
✅ Apply now: https://tinyurl.com/3fuu773h
Redeemed our Scapia coins for a train ticket recently.
Apply here: https://apply.scapia.cards/landing\_page?referral\_code=dbqme2
Reward structure:
⚡️4% on hotels, flights and trains booked on the Scapia app.
⚡️2% on spending via the Visa Card.
⚡️1% rewards on UPI spends via the RuPay Card.
0 Forex charges
Airport privileges like shopping/lounge/food on spending ₹20K in previous month
₹1,000 flight discount on first flight booking
₹200 worth Scapia coins on card activation
Apply here: https://apply.scapia.cards/landing\_page?referral\_code=dbqme2
* 5% cashback with the Amazon ICICI Credit Card
* ₹1,250 instant discount on HDFC cards for purchases above ₹19,990
Muthoot 2g: https://amzn.to/4dmNCoG
Other eligible products: https://amzn.to/4wlekGy
Buy before stocks run out!
Share it with someone obsessed with gold
If you use an HDFC Debit Card, open the Rewards section in your account.
Many users are seeing “Promotional Cashback – 150 points” available for redemption.
👉 These 150 points = ₹150 cashback.
How to check:
1️⃣ Login to HDFC NetBanking / Mobile Banking
2️⃣ Go to Debit Card → Rewards
3️⃣ Look for Promotional Cashback – 150
Redeem it instantly if available.
Small check. Easy ₹150.
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That means you can now access:
🎟️ District vouchers
🍔 McDonald’s
🧳 Mokobara
🎬 BookMyShow
🕶️ Ray-Ban
…and more directly via SmartBuy!
What’s your favourite gift voucher? Ours is Amazon Pay!
Follow r/DoBaniye for more!
Silver and gold get 3 months and above 1 year
You can link it in Partner Rewards section on the Swiggy app earning 5 Marriott Bonvoy points for every ₹500 spent on Swiggy.
You can choose between Indigo BluChip and Marriott Bonvoy.
Share it with a foodie!
We went to Europe in December and we cleared immigration at Delhi Airport in seconds, while everyone else was stuck in a huge queue!
How?
We had registered ourselves with FTI-TTP (Fast Track Immigration – Trusted Traveller Program) before the trip, and you can do it too!
Latest list of cities where e-gates are available:
Delhi, Mumbai, Ahmedabad, Kolkata, Chennai, Bengaluru, Hyderabad, Cochin, Lucknow, Amritsar, Calicut, Trivandrum and Trichy
👉Here’s how it works:
💚 It just took us 10 minutes at an FRRO to complete all the required procedure and we got our approval within a week!
👉 What to do at the airport?
After check-in and before immigration, look for the e-gates (usually beside the immigration counters):
Must do for all foreign travellers! Have you registered yet?
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💳 What changed?
• Transfer cap reduced from 10K → 5K points per quarter
• New per transaction limit: 2K points
📊 What stays same:
• Transfer ratio still 2:3 (no change)
⚠️ Impact:
• Slower accumulation of Marriott points
🎁 ₹500 Amazon voucher for first 30 approved applicants in May
🎯 No joining/annual fee
🛫 2 domestic lounges/qtr
🌍 2 international lounges/year via Priority Pass
🎬 1 free movie ticket (₹500) every 6 months
🏌️ 1 free golf game/lesson/qtr
📞 Concierge: 1860 267 7777
Share it with someone who needs a card for lounge access!
If you hold credit card points, this could be BIG 👇
💳 Transfer points → Get up to 50% extra Air India Maharaja Club points
📅 Offer period: 1–31 May 2026
⚠️ Important conditions:
• Registration is mandatory
• Bonus valid only on first transfer after registration
• Tiered bonus (check image before transferring)
❌ Not eligible:
Axis | HSBC | Vistara co-branded cards
💡 Who should consider this:
• ICICI premium card holders (EPM, Times Black)
• Those planning Air India redemptions soon
🤔 Our take:
We’re personally skipping this one as Axis is excluded
🔗 Register here:
https://www.airindia.com/in/en/maharaja-club/partner-offers/points-fest.html
Follow r/DoBaniye for more content on credit cards, travel and lifestyle!
💳 1. HDFC Infinia
✅ Used: 51,200 points
✅ Earned via ~₹3L spends on SmartBuy gift cards, flights & hotels
✈️ 2. Axis Atlas
✅ Used: 10,000 EDGE Miles
✅ Earned via ₹2L spends on direct flight & hotel bookings
🏨 3. Amex Platinum Travel
✅ Used: 11,000 MR points + ₹10K Taj voucher
✅ Earned via ~₹2L spends
🍽️ 4. Amex Platinum Reserve
✅ Used for Taj Epicure Membership benefits:
• 20% off stays
• 25% off spa & dining
Across IHCL hotels including Taj & Vivanta
📌 Total lesson?
The biggest travel savings don’t come from random spending. They come from using the right card for the right category
First post in the series: https://www.reddit.com/r/DoBaniye/s/euu4plqKS6
If you had ₹7L spends, which card combo would you pick?
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Bookings made via points:
3 Flights for 2 pax 🛫
7 Hotel Nights 🏨
How we saved?
We used 92k Credit Card Points + Taj Epicure (via Amex Plat Reserve)
Here is the exact breakdown of our redemptions 👇
✈️ FLIGHTS:
• DEL-BLR: Saved ₹14,000
• BLR-RPR-BLR: Saved ₹20,000
Savings = ₹34,000 using 36,000 points
🏨 HOTELS:
• Taj WestEnd (1 Night): Saved ₹19,300
• Marriott Raipur (1 Night): Saved ₹17,000
• Mövenpick Hotel Lalez Durres (1 Night): Saved ₹8,000
• Jungle Camp Kanha (3 Nights): Saved ₹31,200
• Taj Kanha Banjar Tola (1 Night): Saved ₹11,000
Savings = ₹86,500 using 56,200 points & Taj Epicure.
Total Savings: ₹1,20,500! 💰
How was your Q1 2026 travel game?
💳 Benefits via Tata Neu App:
👉 1.5% rewards on UPI (RuPay)
👉 10% at BigBasket, Air India, Croma, Tata 1Mg & more
👉 5% on bills, insurance, recharges, Tanishq (at store too)
👉 12 lounge visits/annum (₹50K+ spends/quarter)
👉Delhi Rupay lounge is one of our favourites with no spends required
Current promos:
4 months of Spotify Premium
Eazydiner prime membership
Useful for getting 5% back on Tata Neu spends like BigBasket even when paying via other payment methods like gift cards
Joining fee: ₹1,499
Currently waived off
Renewal fee: ₹1,499
Waived on ₹3L spends
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