r/DoBaniye

How We Got a Free Night worth 15K Marriott Bonvoy(MB) for Just ₹3.5K!

All thanks to the HDFC Marriott Bonvoy Credit Card.
Apply here

Here’s everything you need to know 👇

💳 Card Details
👉 HDFC Bank Marriott Bonvoy Credit Card
👉 Annual Fee: ₹3,000 + GST
👉 Main Benefit: 1 Free Night Award (up to 15K MB Points) every year
Valid for 1 year

Booking Tip
You can even book a hotel night worth 40K MB points by clubbing your Free Night Award (FNA) with existing MB points(Transfer from Amex/ITC)!

Silver Elite Status Included
✅ Priority Late Checkout
✅ 10% Bonus on Points
✅ Better availability & perks

Bonus Perks
10 Elite Night Credits (helps in status upgrade)
12 Domestic + 12 International Lounge Access/year
2 Complimentary Golf Games or Lessons every quarter
Extra FNAs on ₹6L, ₹9L & ₹15L annual spend

Our Use Case
We got FNA for stays at:
📍Marriott Coorg Resort
📍Prestige Golfshire Bengaluru
📍ITC Colombo

Apply here

Planning your next luxury stay?
This is a smart pick for affordable Marriott redemptions

Follow our WhatsApp Channel and r/DoBaniye to stay updated!

https://amzn.to/3SJeEzM

Max cashback ₹1,000

Non-EMI Transaction

Also applicable on Apple App Store: https://amzn.to/4b8I4gZ

Edit: Over now

Already one of India's best cashback cards, HSBC Live+ is getting a major upgrade from 26 July 2026.

🔗 Apply here

Now earn 10% cashback on:
🍽️ Dining
🍕 Food Delivery
🛒 Grocery
💡 Utilities (NEW)
🛍️ Shopping (NEW – excluding Amazon, Flipkart & Myntra)

✅ Cashback cap increased from ₹1,000 → ₹1,200 per billing cycle

✈️ More Benefits
🔹 1 International Airport Lounge visit every year (from 1 Sept 2026)
🔹 Upgraded from Visa Signature → Visa Infinite
🔹₹250 fuel cashback every quarter on eligible contactless fuel spends above ₹10,000

💳 Fees
• Joining: ₹999 + GST
• Renewal: ₹999 + GST
• Waived on ₹2L annual spends

🔗 Apply here

With these changes, HSBC Live+ has strengthened its position as one of the best cashback credit cards in India. What do you think about these upgrades?

Follow our WhatsApp Channel and r/DoBaniye to stay updated!

Amazon Gold Deal!

₹1,750 discount on SBI credit and debit cards
₹1,635 as cashback on Amazon ICICI/any other 5% cashback card

4.5% cashback upto ₹2,000 on Amazon Jewellery shopping

2g Muthoot Gold:
https://amzn.to/4wh6Q6E

Travel: Flights, Hotels, Trains, Buses & MMT Holiday Packages

Shopping: Apple ImagineStore, Myntra & Jockey

Health & Wellness: PharmEasy

Lifestyle & Extras: Gifting, Duty-Free AdaniOne & Drivado

Earn up to 20% rewards when you spend in:
🇫🇷 France | 🇸🇬 Singapore | 🇹🇭 Thailand | 🇦🇪 UAE |🇬🇧 UK | 🇺🇸 USA | 🇻🇳 Vietnam

VISA Travel Offer is LIVE!

How the 20% works:

• 0.5% base rewards on all spends
• 10% extra on Tap & Pay / partner merchants
• 10% extra on milestone spends

This is on top of your credit card rewards!

Offer Details:

• Valid: 20 April – 30 Sept 2026
• Eligible: All Visa credit, debit & prepaid cards (India)
• Rewards: Amazon / Air India gift card
• Max rewards: ₹50,000 per card

https://www.visapowertravel.com/

Our pick: SCAPIA 💳

Apply now and get:
• ₹1,000 OFF on your flight
• ₹500 Amazon voucher (Visa offer)
• 1,000 Scapia Coins (worth ₹200)
• ⁠Better approval rate with Bobcard & Federal Bank

🔗 Apply now

Why we like Scapia:
✅ 0% Forex Markup – Save on every international transaction
✅ Complimentary Unlimited Domestic Airport Lounge / Shopping / Dining / Spa access on spending ₹20,000 in the previous billing cycle
✅ Complimentary Duty free shopping/Dining at international terminals with ₹50K+ international flight booking on Scapia app
✅ 4% rewards on hotels, flights & trains booked via the Scapia app
✅ 2% rewards on Visa card spends
✅ 1% rewards on UPI spends via the RuPay card

🔗 Apply here

Earn up to 20% rewards when you spend in:
🇫🇷 France | 🇸🇬 Singapore | 🇹🇭 Thailand | 🇦🇪 UAE |🇬🇧 UK | 🇺🇸 USA | 🇻🇳 Vietnam

VISA Travel Offer is LIVE!

How the 20% works:

• 0.5% base rewards on all spends
• 10% extra on Tap & Pay / partner merchants
• 10% extra on milestone spends

This is on top of your credit card rewards!

Offer Details:

• Valid: 20 April – 30 Sept 2026
• Eligible: All Visa credit, debit & prepaid cards (India)
• Rewards: Amazon / Air India gift card
• Max rewards: ₹50,000 per card

Check details & activate

Our Scapia Story 😅

Rejected by Federal Bank multiple times because we already had a OneCard.

✅ Applied after Scapia added to BoBCards as a partner and got approved seamlessly!

If you’ve been rejected earlier, it might be worth trying again.

One of the few free travel cards with zero forex markup!

Got ₹500 Amazon gift card for new VISA card (Scapia) issued after 7th Feb, 2026 and did a minimum transaction of ₹300+ for airport privileges where we also get 100% back

Visa portal

HDFC has already implemented a new Brand Vouchers monthly sub-limit on SmartBuy/PayZapp.

🔹 Max accelerated rewards on Brand Vouchers: 3,000 Reward Points/month for cards like:
• Infinia
• Diners Club Black
• Diners Black Metal
• Regalia Gold
• And other reward points cards

💳 For Infinia, this means accelerated rewards are now capped at just ₹22,800 worth of gift vouchers per month.

If you were buying high-value Amazon Pay or other gift vouchers every month, this is a significant devaluation.

Share it with someone who loves buying gift cards!

Follow our WhatsApp Channel and r/DoBaniye to stay updated!

Axis Bank has just announced a massive update for high-earning professionals. You can now secure the premium Axis Magnus Credit Card with zero joining or annual fees.

The Offer:
Joining Fee: ₹0 (Waived from the standard ₹12,500)
Annual Fee: ₹0 (Waived from the standard ₹12,500)

How to Qualify:
Open a new Burgundy Salary Account on or after July 1st, 2026.

To be eligible for the Burgundy tier, you must have a net monthly salary of at least ₹3L.

P.S. It’s the plain Magnus credit card and not the Magnus Burgundy.

Found the post informative?

Follow our WhatsApp Channel and r/DoBaniye to stay updated!

⚡ Get a 7% Bonus on Topcashback!
Cash out your earnings via a Visa® Prepaid Card to instantly claim your extra 7%.
⏳ Deadline: July 9 | 1:30 AM IST

Register here

Earlier this month, we snuck away to Sakleshpur for a “workation”.

We woke up to bird calls instead of alarms, and the first thing we saw when we pulled the curtains was mist over coffee estates and peacocks casually walking around the campus. That alone made the points feel well spent.

We booked Tapovan by Ferns in February, which Marriott acquired last year and slotted into their “Series by Marriott” collection.

Back then, Marriott had this insane sweet spot: 35,000 points for 4 nights + 5th night free under the 4+1 offer.

We booked it instantly.

We even posted about it and a bunch of you DMed saying you booked it too. If you did, this is what you signed up for. 👇

Tapovan is about half an hour from Sakleshpur town, tucked into a valley and wrapped in dense green.

It’s not a huge property in terms of rooms, but the campus is surprisingly spread out. Plenty of space to walk around, sit on random benches and look at the clouds passing by.

The rooms are nice and spacious. Just go in with the right expectations: this is an acquired resort, not a built-from-scratch Marriott, so don’t compare it to your typical luxury Marriott resorts.

Where Tapovan really flexes is the view.

The infinity pool sits on the edge of the valley, looking straight at coffee plantations and hills in the distance. One afternoon, we were just lazing in the pool and spotted peacocks casually roaming through the coffee plants below.

That was the moment we both thought, “Okay, this is why we travel.”

There’s also a viewpoint on the property that gives you a wide sweep of Sakleshpur from a higher altitude. Great for sunsets if the weather is clear.

Most of our days were simple: work from the room during the day, then shut the laptop, wander around the campus, play board games, and just… be offline without feeling guilty.

Now, the honest bit: the food.

It’s… fine. Not bad, not great. Just okay. For a property in a location like this, they can definitely do better. If you go with basic expectations, you’ll be alright, but don’t check in expecting a culinary revelation.

Because we weren’t fully satisfied with the resort food, we ventured out twice to try places that had been on our Sakleshpur list:

1️⃣ Durgashree Mess
A humble, family-run place that’s famous locally for its mutton donne biryani, Andhra chilli chicken and chicken fry.

We loved it.

The donne biryani is very different from the versions we’ve eaten in Bangalore. Less hot and spicy, but super aromatic and flavourful. It feels like something a home cook would make if they were showing off (in a good way).

2️⃣ Gandharva Bar & Restaurant
Everyone told us: “Go for the mutton pepper fry.”
They were right.

The mutton pepper fry was excellent, that perfect balance of heat, pepper, and fat. We also tried a chicken kadhai with akki roti, which was just average. If you go, focus on the mutton.

We had grand plans to trek around, including visiting Manjarabad Fort, but Sakleshpur had other ideas. It rained pretty much non-stop, so we shelved the treks for another trip and leaned into the staycation vibe instead.

Was it worth it?

For 35,000 points + a free 5th night, in a quiet valley, with those pool views and peacocks… yes.

It’s not a “perfect” Marriott, but as a workation / staycation spot near Bangalore, at that price point, it worked really well for us.

Would we go back?
Yes (if we find a good deal), but we’d still step out for our meals. And we owe Manjarabad Fort a visit when the rain gods calm down.

If you’re planning a Sakleshpur break and are sitting on Marriott points, Tapovan is one of those redemptions that feels like you’ve outsmarted the cash rates a little.

Follow r/DoBaniye for more such updates on Travel, Credit Cards and Lifestyle!

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🏝️ New Marriott Bonvoy Redemption Alert!

Voaara, a Member of Design Hotels, is now open for both cash bookings and Marriott Bonvoy point redemptions.

📍 Location: Madagascar 🇲🇬

💳 Redemption starts from: 63,000 Marriott Bonvoy points per night

If Madagascar has been on your bucket list, this is one of the most unique new Bonvoy properties to redeem your points at: think beachfront bungalows, crystal-clear waters, and an intimate luxury escape.

Would you redeem your Bonvoy points here?

Apple has hiked prices for most of their products except iPhones due to chip shortage.

iPad Mini: ₹49,900 → ₹69,900
iPad Air M4: ₹64,900 → ₹89,900
iPad Pro M5: ₹99,990 → ₹1,39,900
Macbook Pro 1TB: ₹1,89,900 → ₹2,39,900
Mac Mini M4 512GB: ₹59,900 → ₹82,900
Mac Mini M4 Pro: ₹1,49,900 → ₹1,86,900  
Apple TV 4K (64GB): ₹14,900 → ₹25,900
Apple TV 4K (128GB): ₹16,900 → ₹31,900  
HomePod: ₹32,900 → ₹44,900
HomePod mini: ₹10,900 → ₹15,900  
MacBook Neo: ~₹69,900→ ₹79,900

If you have been eyeing an Apple product, do check it out before the price hike hits websites like Amazon!

https://amzn.to/4eGVyRZ

Follow r/DoBaniye to stay updated!

💰 Rewards
• 3.75% cashback on forex, online, travel & dining (up to ₹41,000 spends/month)
• 7.5% on SmartDeal Hotels
• 3% on SmartDeal Flights
• 0.75% on other spends

🎯 Milestones
• ₹2,500 on ₹50K spend in first 60 days
• ₹5,000 on ₹5L annual spend

✨ Extra perks
• Buy 1 Get 1 Free movie ticket on District (₹250 cap, once/month)
• Unlimited domestic lounge access on primary and add on cards (₹75K spend in previous quarter)
• Regular Bank of Baroda offers
• ⁠Rupay JCB/ Visa Infinite

Eligibility (important)
• New BOBCARD users only
• Minimum annual income ₹12L+ (salaried/self-employed)
• Manually select Eterna during application

Forex fee: 2% + GST

Great cashback, lifetime free card for a limited time.

APPLY HERE

Axis Bank has launched IndiGo BluChips as a new transfer partner for both EDGE Reward Points and EDGE Miles, with an introductory transfer bonus valid till 17 August 2026.

👉🏻 Launch Offer (18 Jun – 17 Aug 2026)

• Burgundy Private / Magnus Burgundy: 5:4
• Olympus: 1:4
• Atlas: 1:2
• Magnus / Reserve: 5:2
• Horizon: 1:1
• IndianOil Premium: 2:1
• Select / Privilege / Rewards: 10:1
• Others: 20:1

👉🏻After 17 Aug 2026
• Burgundy Private: 5:4
• Magnus Burgundy: 5:2
• Olympus: 1:2
• Magnus / Reserve: 5:1
• Atlas / Horizon / IndianOil Premium: 2:1
• Select / Privilege / Rewards: 10:1
• Others: 10:1

💡 Our Take
At a valuation of roughly ₹0.50 per IndiGo BluChip, these transfer ratios look underwhelming, even during the introductory period.

For most cardholders, direct cash redemption of EDGE Rewards/Miles may offer better value than transferring to BluChips.

Axis Bank Cashback Credit Card unlocks amazing cashback on online payments.

With SBI Cashback card devalued, this is the new top cashback card!

Let’s break it down step by step 👇

1️⃣ Online Spends – How to Get 5.7%

🔸 On monthly online spends:

₹5,000 @ 2% → ₹100

₹35,000 @ 5% → ₹1,750

Above ₹40,000 @ 7% → up to ₹2,150

🧾 Max accelerated cashback = ₹4,000/month

🧮 Effective rate ≈ 5.7% on ₹70K

Apply here

2⃣Exclusions to Note ❌

No cashback on:

🚫 Wallet loads & Rent

🚫 Fuel

🚫 Insurance & Education

🚫 Govt. payments, tolls

🚫 Jewellery, precious metals & watches

3⃣ Base Cashback (0.75%)

🛍️ Earn unlimited 0.75% cashback on:

Offline (POS) purchases

All travel spends (online & offline)

✅ No cap

💡 Credited automatically as statement credit

4⃣Utilities Cashback

💡 0.5% on utility bill payments

🧾 Max ₹100 per statement month

5⃣Annual Fee & Welcome Perk

💳 Annual Fee: ₹1,000 + GST

🎁 Welcome Benefit: ₹1,000 cashback (1st txn within 30 days)

📅 Spend ₹4 Lakh/year → fee waiver next year

6⃣Maximize your online spends via Axis Cashback Card for up to 5.7% rewards!

Apply here

Follow r/DoBaniye to stay updated!