u/eez_zee

Hi, I’d love to get your opinion on which credit card(s) I should consider, given that I spend around ₹10–12L per year.

I currently hold the Swiggy HDFC, Amex Platinum Travel, Axis Atlas, and a few BOGO movie cards.

I almost always hit the ₹15K monthly limit on the Swiggy HDFC. I primarily use the Amex Platinum Travel for IT payments, fuel, and Amazon vouchers. I had taken the Axis Atlas last year mainly because I was doing my house interiors and had a large one-time bill to pay.

Now that both the Amex Platinum Travel and Axis Atlas have been devalued, and my spending is likely to be around ₹10–12L annually going forward, I’m wondering what my overall credit card strategy should be.

One more important point regarding my spending pattern: I don’t travel frequently by flight—typically, I take only around one domestic vacation by flight each year. So I wouldn’t be able to take much advantage of accelerated rewards on frequent flight or hotel bookings.

However, I would still like to use the points I earn to fund my vacations, particularly for domestic flights and hotels in India.

So, given this usage pattern, I’d prefer a card strategy where the rewards are valuable for occasional domestic travel rather than one that requires frequent travel to maximize the benefits.

Hi everyone! I'm planning to buy my first soundbar and would love some suggestions from people who have actually used one.

• Room size: 16 ft × 11 ft
• TV viewing distance: Around 8 ft
• Budget: Up to ₹20,000
• Primary use: Movies, OTT content, and occasional music

Since my room isn't very large and the seating distance from the TV is not much, I'd prefer a simple soundbar + wireless subwoofer setup. I don't want additional rear/satellite speakers, as I'd like to keep the setup clean and avoid extra wiring or clutter.

I'm mainly looking for:

• Clear dialogue
• Good bass without being overpowering
• Decent surround/immersive effect for movies
• Reliable long-term performance

Any recommendations around the ₹20k mark? If you've compared models like JBL, Sony, Samsung, LG, or any others, I'd love to hear your experience and why you'd pick one over the others. Thanks!