u/Dodger360

I tried to take pictures dunno how reddit uploads but essentially there is a platform thats 11x11 we had thought the people before us had a hot tub on so we bought a hot tub. We just found out they actually had it inside the platform resting on a concrete pad.

So my question is, how much would the deck support. Its. 11x11 with 4 posts. The posts are 6x6 2feet tall. The joist are 2x8 across with joist hangers there is a middle beam . Its also all metal decking not your composite or regular wood decking.

I could add a few 6x6 blocking and try to wedge under the beam in the middle of the deck if I need more support maybe

State fair is coming up end of August but i eneded up buying a flair hot spring spa. They sold me.last December floor model for 17k after the 2grand worth of taxes and some spa package for additional 699. They will move it and place it where I need it and cover and steps included.

This has the iq system and salt water filtration system in it.

Msrp on tub is like 24k I feel like I didnt get too screwed but it's a tough pill to swallow

I've been running numbers last few months, something I enjoy dreaming.

I'm 38 wife 35 and roughly in 20 years we will amass

500k+ brokerage account

1.5mil roth 401k

About 500k roth accounts between the 2 of us.

My thoughts are everybody really enjoys seeing those amazing monthly dividens but many dont understand how a ROC tax treatment is. So my thoughts is to at some point gift my 3 kids about 20k each of my brokerage account so they can realize the long term capital gains with there much lower income and maybe take 1 of our roth iras to give us a 50k/month stream from the roth on top of my wife's 50k pension. Plus I work another few years until retirement at 62-65 .

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Does anyone else really have any other decent way of actually utilizing these awesome covered call etfs? Also maybe when im 70 any taxable money i have in brokerage I could then shove into qqqi and spyi after 10years it becomes fully used up and I wouldn't then get 60% long term capital gains and 40% income taxed at regular rate. Then when I die my kids would get the rest of that money and the tax treatment would then start over and they would have a 0 cost basis.