u/Doofenbear

▲ 6 r/4kTV

65” Costco Upgrade help

I currently have a basic 55” Vizio smart TV I bought about 5 years ago in college (Sam’s Club tier, nothing special), and I’m looking to upgrade to a 65”.
I just got my Costco cashback and have $428 to put toward it, so I’m trying to get a good upgrade with it. The TV’s I’m considering based off buyers guide are TCL QM6K Pro, LG QNED91 (if/when Costco stocks it), Sony Bravia 2, and LG QNED85.

Use Case
PS5 gaming
Sports football, basketball, hockey etc
Movies / TV shows (streaming)

What I care about most
Good contrast / HDR (coming from a pretty weak Vizio)
Smooth motion for sports
Strong gaming features (HDMI 2.1, VRR, etc.)
Not overpaying for marginal gains

Any advice would be appreciated as I’ve never bought a quality TV.

reddit.com
u/Doofenbear — 2 days ago

24M Good track for teacher?

Hi everyone, I’m a 24-year-old teacher finishing my 2nd year and trying to be intentional about retirement early. I’d love a sanity check on whether I’m on track and if I should be adjusting anything.
Income
2025–26: ~$44.3k (BS) + $1.3k coaching stipend
2026–27: moving to ~$49.1k (BS+15) then ~$52.2k (master’s mid-year)
Expecting ~2% annual raises from here
Also typically pick up stipends:
Debate: $2.4k +100 each year
Theatre: $3.4k +100 each year
Track: $2.8k +100 each year

My current pay scale tops out at MS+40
So I’m budgeting around another 20k over the next 5 years to pick up my Ed.S/Specialist/Gen credit

Retirement / Investment Accounts
Roth IRA: $6.1k 3 different sector ETF’s (contributing $200/month)
403(b): $3.9k moderately aggressive mix small/med/large (contributing $200/month)
Brokerage: $27.5k mainly large and mid cap (dividends reinvested, acts as a “super emergency fund”)
HYSA: $10.4k (adding $200/month)

Pension (state teacher system)
Current value: ~$14.2k (1.79 years in)
Contribution: 14.5% of salary
Assumed growth: ~4%
Options:
25 & out (~age 47–48): ~$4.1k/month
Traditional (~51): ~$5.7k/month
Also considering staying to 30 years (~52–53)

u/Doofenbear — 11 days ago