I’m late to the game and want to know where I can improve to maximize savings. Should I get rid of some of the smaller investment accounts (ie M1 and Acorns) to max out my Company Roth account? How should I play catchup? Should I go ahead and max out my contribution of $7.5k to my Acorns Later from my CD?
Ideally, I want to leave my job in the next year or two to find something more flexible and less stressful so I know I need to save as much as I can. Thanks in advance
Salaried at 86k. 60-70hr/wk
- Company 401k: I contribute 6% ($200/wk) for a 7.5% employer match (~30k)
- Company Roth: I contribute 2% (just started)
- Acorns Invest: $50/wk (~11.8k)
- Acorns Later: $100/wk (~4.7k)
- M1: $25/wk (~5.2k)
- HSA: $300/mo (~2.5k)
- HYSA: ~4.4k
- Mutual One CD: ~15k
- OpenBank: ~20k
I also have a car fund (current vehicle is 8 years old w/ 265k mi) with ~2.5k ($25/wk)
u/DoorDashZanae — 1 month ago