u/DopeyMan999

Credit applications now I'm 'retired'

Made redundant last August. Age 64. Plenty of savings and full state pension coming when I'm 67. Healthy amounts in pension pots, which I'm not currently drawing on

Liquid savings are enough to be going on with for a couple of years.

Sometimes I see an interesting looking 0% credit card deal. When I was working, eligibility checkers showed 100% chance of getting most cards. But now..... I show 0%

I'm currently allowing myself £3k per month (includes £1,200 mortgage payment) to live on.

Thing is, what do I put on the income side of the eligibility checker? Am I now locked out of credit for the rest of my life?

reddit.com
u/DopeyMan999 — 2 days ago