u/Dosei-desu-kedo

I tend to look at my payouts pretty often, and today I just happened to catch the number an hour before the payout that always happens on the 5th, and I noticed about 1.6% missing from the number I'd seen earlier.

After talking to some other authors who use Patreon, I found out that it's because the Payoneer payout fee. That's fine, I agreed to it, and direct payout is a great way to save money for someone who uses a different currency than USD, since Paypal conversion fees are absurd.

However, my issue is that it's not transparent. The 0.25-1.55% deduction doesn't happen until the moment of payout and this is not reported in the Earnings Breakdown or anywhere besides the place where you as a creator can pick the payout method. You can infer what the fee is based on the different between the "amount withdrawn from creator balance" and "amount transferred to your bank" in the Withdrawal History document, but that's it.

Normally, most people won't notice unless they constantly watch the numbers several times a day, but given that every other platform fee and deduction is listed, it is weird that the Payoneer fee is not visible on any of the earnings reports.

You may think, "Why does it matter?"

The answer: for auditing purposes and so that we can ensure that we are not being misled about the accuracy of the percentages listed on the platform. In my case, the number of deducted money was 1.574%, so definitely weird given that the upper bound is listed as 1.55%. Without any transparent and easy way to find this deduction, it is super easy to make all the wrong assumptions.

I just finished the first trilogy of Madman Apocalypse, my dark humour sysapoc litrpg!

Book 3 was just published today on Kindle Unlimited and as an eBook, with an Audible release TBA.

To celebrate the completion of the first trilogy, Book 1 has been made free until June 5th and Book 2 is discounted to $1 until the 8th.

You can find the books here: https://www.amazon.com/dp/B0F27BSFPD

The cover was made by the amazing CREADFECTUS.

If this is the first time you're hearing about this story, then here is the synopsis for book 1:

The whole world has gone mad, so it's a good thing that Gambit is already insane.

Locked away in a padded room, Gambit watches as the world goes to hell. Blood rains from the sky. Screams echo through the city. Monsters tear through reality.

The world transforms overnight into the GREAT GAME, an apocalyptic battleground where monsters hunt, dungeons materialize, and the System destroys everything humanity once knew. All for the entertainment of the unseen audience.

Armed with nothing but his fists, Panda the talking plushie, and a glitched character Class that shouldn't exist, Gambit fights his way out of the asylum. But his existence triggers alerts across the GREAT GAME, drawing the attention of its agents who hunt players that don't follow their rules.

As civilization burns around him, Gambit battles both his personal demons and the literal ones stalking the streets. But in a world where insanity transforms humans into the very monsters they fear, Gambit's fractured mind becomes his deadliest weapon.

The GREAT GAME demands players. Its orchestrators demand victims.

But what they get is Gambit, the glitch they never saw coming.

Thank you for taking the time to read this, and please make sure to grab the first book for free while the offer lasts.

Patreon needs to list the payoneer direct transfer fee in the earnings breakdown

Madman Apocalypse Book 3 out on KU and eBook! (Book 1 free, Book 2 discount)