u/Droctopus_exe

Same as title

So, i get around 6000/- monthly and i have thought rather than saving, i should just invest it. Have done some research using chatgpt.

Goal- i m investing mainly for my future, as i m young now, i should learn to manage my money welll, in savings, investments and spending.

Horizon- 5 years+

Allocations-

1000₹- parag flexicap fund
500₹- motilal oswal large and midcap direct fund
500₹- uti gold etf fof direct growth

(Was planning to put another 300 on small caps tho havent yet decided)

App- grow

Why?- honestly i just have knowledge about small,mid,large cap, as far as i could fetch frim chat gpt, and these options because i surfed through mf reddit and mostly people were investing in this funds only so..
Can anyone guiide me better? I haven’t started this yet tho.

So basically, after a very long time i thought of getting a wallet, so this birthday my mom gave me one, yea surprising and cute isn’t it?
I live in hostel and its pretty hard saving money here so i thought of keeping 50% online and 50% cash, so my friend needed money online so i sent him whatever i had he gave me all cash, i just had a few sum left in my online account, so i had kept 4300 cash and rest online, (wud have 2000 as cash rest iwud have put it online)
Now today after my exams i thought of checking my wallet, randomly
There was no money, i checked everywhere, asked my roommate he was not aware too.
Now its been over 1.5 years i m in hostel and this is the first time my money got stolen, now i have good friend circle so i just told my friends aise aise hua, so everyone was like check cctv who all entered and stuff and for the fact no one knew i had kept my wallet where and how much money was there,
I feeel really sad, idk i just started questioning that meresaath hi aise kyu hota and stuff coz honestly may is going pretty bad for me, i fucked my exams, my health has detoriated everything is going so downhill.
I called my mom and i was kind of emotional that my money got stolen and rtc etc but she wasn not considerate she simply told its your fault change the topic and cut the call, i cannot even anything to my father coz i feel bad tbh, and i dont wana bother him either, for the first time i took a call, i saved inwas happy that m learning to manage my money well, but yea my fate. Also whenever i used to have money i used to pay for my friends sometimes when they didn’t had, but today when everyone was ordering food and i didn’t no one bothered, they were like finex later my roommate asked me why i didn’t order i said i jjust hav 700 for whole month he was like i could have order if you would have asked me to, i said its fine. Like bro theres tonnes of times i have ordered for you brother when u had ni momey, annyways i felt very down today,