u/Due_Entertainment494

I graduated 2 years ago. My parents are fortunately paying for it through a loan under my name. I have no credit card, but just started making good money this year. I have 4.2k saved but according to my bank I live paycheck to paycheck by about 500.

I know I need to raise my credit score and it is being raised by my parents paying the loans. But they are fighting (divorce, this was agreed upon in court) and my dad is only paying half, of his half. Not sure how this affects me.

Should I get a credit card? And make preparations to raise credit another way if my Dad dosent pay?