Since the discontinuation of the Yellow Card app, many people in Malawi have been looking for reliable ways to buy USDT and other cryptocurrencies without using agents. With the growing number of scams, many users are searching for safer alternatives that allow them to buy crypto directly.

After testing different options, I found that MiniPay and Trust Wallet are currently two of the most practical solutions available. Interestingly, both platforms use Yellow Card's payment infrastructure, making it possible to fund your crypto purchases using mobile money.

MiniPay

MiniPay is one of the easiest options for users who want to interact with cryptocurrency without relying on agents.

Some of the advantages include:

✅ Easy transfers between wallets and exchanges

✅ Support for stablecoins such as USDT and USDC

✅ Ability to send and receive funds quickly

✅ Convenient transfers to exchanges such as Binance and other wallets

✅ Reduced risk of scams since you are not dealing with third-party agents

For many users, MiniPay provides a simple and user-friendly way to move funds within the crypto ecosystem.

Trust Wallet

Trust Wallet is another option that utilizes Yellow Card's payment system.

Current details:
• Rate: approximately MK4,605 per USDT
• Minimum deposit: MK12,000

One thing to note is that Trust Wallet does not currently allow direct USDT purchases. Instead, you purchase cryptocurrencies such as Bitcoin (BTC) or Ethereum (ETH) and then swap them for USDT within the wallet.

Final Thoughts

Although the Yellow Card app is no longer available, its payment infrastructure is still being used by platforms such as MiniPay and Trust Wallet. This means users can still buy and move cryptocurrency using mobile money without depending on agents.

While the exchange rates may be slightly higher than what some agents offer, many people will find the added security and convenience worth the extra cost.

If you know of any other reliable methods for buying crypto with mobile money in Malawi, feel free to share them in the comments and help others stay safe from scams.

Here's a polished version:

Has anyone found a decent way to send money from Malawi to Zambia? The fees are killing me.

I've exhausted pretty much every option I can think of — Airtel Money, Mukuru, even routing it through USDT — and no matter which way I go, the exchange rates and fees are just brutal. It feels like you lose a significant chunk before the money even arrives on the other side.

Is there something I'm missing? Would love to hear how others are handling cross-border transfers in this corridor.

CHANCO student. Looking for fun female friends to hang out with. No drama, no pressure — just genuine connection. My social life could use some work 😅 .........inbox