u/DylanCouz

Hi everyone,

I’ve been DCA’ing $1,500/month into Vanguard Diversified All Growth Index ETF and currently have a 100% allocation to it.

I’m 28 and investing with a 20+ year horizon, so I’m comfortable with the higher growth/risk approach.

I’ve tried finding more discussion/opinions on VDAL specifically but there doesn’t seem to be much out there compared to other ETFs. - albeit it is fairly new.

For those familiar with it:

What are your thoughts on VDAL long term?

Any major downsides I might be overlooking?

One thing that’s made me second guess it slightly is whether it misses some of the stronger semiconductor/US tech exposure compared to other popular ETFs.

Interested to hear other perspectives.

Hi everyone, just looking for some insight ahead of an upcoming salary review.

I’m currently a Senior Accountant in public practice with ~6.5 years experience, CA qualified, working in a mid-tier rural firm. No WFH.

A few key points: • Net production will be around $385k this FY • 92% productivity with basically no write-offs • 2IC within my team • Manage a small client base ($30–40k fees) • Mentor junior staff and run internal/local training sessions • Review/process higher level compliance and advisory work

Currently on $90k + super.

Just trying to get a feel for where this sits in the current market and what would be considered reasonable at review time.

Any thoughts appreciated.