A guy at work was talking about this and i did a couple of quick look arounds and it looks like the majority of the EFT’s holding this don’t pay any dividends. Any pro’s in buying some?
I am 16 and don't know a lot about investing. I only heard that if you want long term profits you should invest into ETF's and also that you should diversify. I've been working for a while now and I have 3500eur saved up for investing. Should I just put it all into one ETF or should I also invest in things like Crypto or single Stocks?
I have no prior trading experience, though 60% of my funds are already in VT. I want to put my sitting cash into QQQM and SMH, but I'm wondering: should I wait for a dip or a specific time to make the purchase?
For my Roth IRA, I’ve been maxing it out, but I realized my old split had a lot of overlap:
40% VOO
40% QQQM
10% VNQ
10% SCHD
Looking for a new split with more diversification (maybe SMH, DRAM). Any suggestions here?
Needed to start over at 39, analyze portfolio and mix. Roth IRA, 401k and hsa. All through fidelity.
I also have a company rsu stock grant.
I'm 24m. have around 127k in cash that I've been holding building in a savings account for 4 years( I day traded and lost everything in 2022 and am terrified of investing as a result)
I want to just close my eyes and put it into an etf and stop thinking about market timings. I'm just going to lump sum all of it into VOO this week and just keep putting in $3.5k a month no matter what to build towards a retire early angle.
I just want some encouragement that this needs to happen and I have to not be a B
I'm mostly an ETF holder with a mix of VTI & VXUS. The SpaceX IPO at the valuations I'm seeing makes no rational sense to me, and I feel like Elon is essentially trying to turn all of the bogleheads into bagholders for his Ketamine habit. Does anyone know of an ETF like VTI but that specifically avoids Elon-backed businesses or that is planning on avoiding purchasing SpaceX?
With all the attention given to DRAM the last few months, reddit should know what's happening under the hood to drive those amazing returns: Korean investors are using record levels of margin and leverage, and a top government official has issued a warning about excessive speculation.
To quote the Seoul Economic Daily, for May 19:
>South Korea's margin debt has surged to record levels even as the KOSPI [tumbled sharply after touching the 8000 mark, raising concerns that volatility could intensify when single-stock leveraged exchange-traded funds (ETFs) launch on the 27th of this month.
>According to the Korea Financial Investment Association on Wednesday, the outstanding balance of margin loans stood at 36.3967 trillion won [US$24.3 billion] as of the previous day. The figure represents a jump of 8.976 trillion won, [$US 5.9 billion] or about 33%, from 27.4207 trillion won [$US 18.3 billion] at the start of the year. The balance of loans secured by deposited securities, which investors who have already maxed out their credit limits take out using stocks and bonds as collateral, also swelled by nearly 2 trillion won [US $1.3 billion] this year to 25.9297 trillion won [$17.3 billion]. Investors are pursuing additional purchases through dollar-cost averaging despite the burden of collateral requirements. ......
>Lee Chan-jin, governor of the Financial Supervisory Service (FSS), said at the second Consumer Risk Response Council meeting the previous day, "Amid continued stock market volatility, we must maintain a high level of vigilance against financial firms encouraging excessive margin trading and leveraged investment, as well as capital market disruption activities by some 'finfluencers.'"
https://en.sedaily.com/news/2026/05/19/koreas-margin-debt-hits-record-36-trillion-won-regulator
Leverage and margin debt has been a factor in some of the most catastrophic investing bubbles in history, including the South Sea Bubble back in the 1700s, the 1929-31 US market crash, the Japan bubble of the late 1980s, and the collapse of Long Term Capital Management hedge fund that threatened to bring down the banking system in the 1990s.
Be careful, y'all.
Ciao a tutti. Qualcuno sa quando verrà pubblicato il documento annual statement o dichiarazione annua del 2025 su Trading 212 che ne ho bisogno per la dichiarazione.
A qualcuno è già uscito? Io riesco a vedere solo quello del 2024.
Grazie
So, we talk about diversity like "invest in ex-US to balance out the US" but often times these go up and down at the same time, and even BND has strong correlation with stocks. How can I actually mitigate risk?
I have a Roth IRA (currently VTI and VXUS) that I want to add either SCHG or QQQM to, and I’m planning on opening a small taxable brokerage account and will use the other in it. I’m wondering which is better for which. Or just general thoughts on SCHG vs QQQM. I know QQQM is more tech heavy and has a higher expense ratio, so some of this depends on whether or not I think tech will continue to do well. But I’m new to this and overthinking and getting decision fatigue.
Why is FMTM performing so poorly the past month while almost every other ETF has been performing several % better. I know the market has had a crazy boom the last 6 weeks but FMTM is seaming to struggle even when it’s rebalanced monthly. Could someone explain?
Nvidia reported $81.6 billion, exceeding expectations of $77.7 billion. It achieved an impressive operating profit margin of 75%, a staggering 95% increase compared to the same period last year.
While Nvidia's stock price isn't rising explosively, the semiconductor sector as a whole is gaining momentum, with the DRAM ETF and Microsoft rising by over 3%. Consequently, the DRAM ETF is currently up to 2.681. The AI Power ETF, AIPO, is also up 1.6%, suggesting that the AI theme is continuing its trend.
As a long-term pension investor, I am pursuing a strategy that combines Boglehead's "3 Funds" philosophy with investing in gold, an alternative investment asset recommended by Ray Dalio. I invest in the semiconductor sector and the 2x leveraged ETFs, QLD and SSO, with a very small weighting, essentially just for fun.
My basic portfolio is as follows: VTI 20
QQQ 10
VXUS 20
SGOV 10
BND 20
IAUM 20
In fact, at Boglehead, we recommend holding 10% more VTI instead of QQQ.
The modified partial leverage portfolio is as follows:
VTI 10
SSO 10
QQQ 5
QLD 5
VXUS 20
SGOV 10
BND 20
IAUM 20
In times like these, I wonder what use gold IAUM is, yet I maintain this ratio based on the belief that IAUM will provide protection if QQQ crashes.
We simply continue our monthly dollar-cost averaging purchases, dreaming of becoming wealthy in retirement as we accumulate years
#etf #bogleheads
I have been putting in at 80/20split between VTI/VXUS. I’m thinking of changing it to the below.
VTI - 50%
VXUS - 20 %
Lilly, Visa and Meta - 10% each
This is for a 10-15 year hold.
Thoughts and feedback ?
I want to keep it very simple on the ETF level as I have a Charles Schwab individual stock only portfolio where I tend to trade in and but most of them are at least a year hold unless absolutely getting crushed.
I trade on asx so some names are different but follow the exact same index
60% IVV(VOO)
20% VXUS
20% NDQ(QQQM)
Just looking for pointers
VGT may be the largest 'tech' ETF, will Vanguard get some of the two big upcoming IPO's?