u/LieExpensive2871

Nvidia reported $81.6 billion, exceeding expectations of $77.7 billion. It achieved an impressive operating profit margin of 75%, a staggering 95% increase compared to the same period last year.

While Nvidia's stock price isn't rising explosively, the semiconductor sector as a whole is gaining momentum, with the DRAM ETF and Microsoft rising by over 3%. Consequently, the DRAM ETF is currently up to 2.681. The AI ​​Power ETF, AIPO, is also up 1.6%, suggesting that the AI ​​theme is continuing its trend.

As a long-term pension investor, I am pursuing a strategy that combines Boglehead's "3 Funds" philosophy with investing in gold, an alternative investment asset recommended by Ray Dalio. I invest in the semiconductor sector and the 2x leveraged ETFs, QLD and SSO, with a very small weighting, essentially just for fun.

My basic portfolio is as follows: VTI 20

QQQ 10

VXUS 20

SGOV 10

BND 20

IAUM 20

In fact, at Boglehead, we recommend holding 10% more VTI instead of QQQ.

The modified partial leverage portfolio is as follows:

VTI 10

SSO 10

QQQ 5

QLD 5

VXUS 20

SGOV 10

BND 20

IAUM 20

In times like these, I wonder what use gold IAUM is, yet I maintain this ratio based on the belief that IAUM will provide protection if QQQ crashes.

We simply continue our monthly dollar-cost averaging purchases, dreaming of becoming wealthy in retirement as we accumulate years

#etf #bogleheads

The US stock market is falling in a stepwise manner. The Nasdaq continues to decline, but it has not broken the 15-day moving average. There are concerns that a stock market crash may occur as the US 30-year Treasury yield has risen to an all-time high of 5.16%.

Typically, stock prices fall sharply when the US 30-year Treasury yield exceeds 5%. Fortunately, however, the AI ​​investment craze remains alive, and stocks like VOO and QQQ have maintained momentum by not breaking the 15-day moving average.

The VIX index has risen back to 18, but it is not at a level to cause concern. The CNN FEAR AND GREED index fell from 69 to 60.

Although there were concerns that inflation fears might increase as Brent crude rose to $110, US domestic economic indicators remain solid. U.S. home sales also increased by 3.2% this quarter compared to -1.1% in the same quarter a year ago, indicating that preliminary sales figures are favorable and the U.S. economy appears to be doing well.

We are currently awaiting Nvidia's earnings announcement tomorrow. Semiconductor stocks fell yesterday but rebounded. Micron's target price was also raised from $450 to $800.

Bank of America has released the results of its monthly survey on actual fund managers' investment weightings. Michael Hartnett, a renowned Wall Street analyst, also shared his opinion and stated that he has increased his investment weighting in U.S. stocks.

Fund managers who responded to the survey held 4.5% in cash in April, but due to significant investment in May, their cash weighting dropped to 3.9%.

As long-term pension investors, we are proceeding with a gradual rebalancing.

I am basing my portfolio on

VTI 20

VXUS 20

SGOV 10

IAUM 20

BND 20

If a pullback occurs in AI semiconductors and AI power infrastructure,

first, if the 20-day moving average is broken,

I plan to buy 0.0005, which is 0.01 × 0.05 (5% of the 10% weighting in SGOV).

This means buying $5 if my total pension assets are $10,000.

Let's invest slowly and for a long time using this self-allocation strategy.

I am a middle-aged office worker building up my pension through asset allocation.

I have been working for 20 years, but I have a lot of debt from buying a house.

Recently, while learning pension asset allocation at Bogleheads,

I learned John Bogle's principles of value investing and am currently buying three funds.

My return is around 8%, which feels a bit lacking.

I added an AI-related ETF with a goal of 13%, and I have summarized my portfolio below.

I hope you take a look if you have the time.

I hope for higher returns, but I would prefer my retirement assets to be stable.