instant loan confusion is so annoying
so i’ve been using chime for about 6-8 months now. i switched from current, because their rules and regulations were too inconsistent for me. i normally have no issues with chime- they give me mypay and spot me. i recently got a second job and was offered a $100 instant loan due to it. i accepted it because who doesn’t need extra money? i also don’t accepted on many paycheck advance apps due to my credit so. i decided to pay it back early in hopes they’d up my loan amount. instead they did not offer me another one. i asked the support center and they essentially said instant loans are not available in Ohio right now (where i live). why would they offer me a loan if it’s not available in my state? will i get another one? i’m going on vacation next month and really need that money. i regret even paying the stupid loan off.