r/chimefinancial

I have a question about MyPay and Instant Loan limits. I received my first direct deposit with Chime around September 11, and I’m a Prime member. I received my second direct deposit at the end of September, and I’m expecting my third in mid-October.

Currently, my MyPay limit is $100, and my Instant Loan limit is also $100. I’ve taken out two Instant Loans for $100 each.

For those who have been using Chime for a while, when did you start seeing your MyPay and Instant Loan limits increase? Do you typically need 3–4 months of consistent direct deposits before your limits go up, or can they increase sooner?

Thanks!

i unlocked prime with $1500 in deposits but i thought it was $3000?

EDIT: i guess im apart of a experiment or something.

💚 Why I Love Chime 💚
I love Chime because it makes managing my money easier, faster, and more convenient. I love being able to check my balance, keep track of my spending, and access my money right from my phone. I also love he spot me and my pay . I only get paid once a month and chime has pulled me through the entire month with help . Chime helps me stay on top of my finances and gives me peace of mind. It’s simple, convenient, and makes banking easier for my everyday life. 💚💳 #WhyILoveChime

I’m trying to transfer $10,000 from my USAA checking account to my Chime checking account, but every time I attempt the transfer, I get an error saying, “We can’t complete this transfer at this time. Please try again later.”
I’m not sure if this is because of Chime’s transfer limits, a security restriction, or an issue with USAA.
Has anyone experienced something similar when transferring a large amount into Chime? Is there a limit on how much you can transfer at once, or is this something I need to contact customer service about?
Would it be better to initiate the transfer directly through USAA instead?
Any advice would be appreciated.

I had cash app for years and never had a issue after 7 years and two accounts of loyalty they locked me out force me to use and find something else I found chime and since using it my credit went up 132 points use the white cards for anything they report as secure credit card as u spend your own money never had a issue as soon as send money just like cash app it there now u can send money to anyone thru a email u hit pay to a email they accept the email log into a secure site add there cards and the money goes into there accounts been the best thing cash app did for me now if I can get everyone I know on it it would be so much easier and it was the easiest thing to set up all u need is a ID

Getting some extra money and wanna put it in my account asap so just wanted to know a timeline.

My account was hacked and all my funds were stolen. I've tried everything to contact them and I can't get ahold of them whatsoever. Completely ignoring me. The app won't let me sign in. I can't reset my pw even after verifying my identity because it just gives me some error.

I've tried calling and to no avail. I give up. Worst customer service ever.

A family member is gifting me a little over 10k for a down payment on a home I am in the process of purchasing. I have never been sent this much money and I am concerned that there will be a hold on the money, which could slow down the purchasing of the home. I tried to look it up on the FAQ but I don't think I'm using the proper search terms because nothing is coming up.

1. What's the best way to have them send the money to me?

2. Will there be a hold on the money, and if so, how long?

Thank you! I love that there's a subreddit for this.

Why would this happen? I do not have the credit builder. I just opened a regular account when someone with chime sent me the link so we could get the cash bonus, then I set up direct deposit and had one check deposited into the account.

can someone please help me. I'm having an issue and every time I try to post what it's about it gets triggered and my post gets deleted/closed.

I want to deposit cash onto my chime card a process I’ve done a bazillion times in $500 increments once a day on my way to work, but it’s annoying to only be able to do $500 a day which is the limit both my local Walgreens and Walmart say I can deposit at once on my card. Walgreens specifically said one deposit a day, but the app says I can deposit $3,000 a day. It also says Walgreens and Walmart will let me deposit $1,000 at a time if I swipe my card. Neither will. I know I won’t know until I try, but has anyone run into this. If I go to Walmart and Walgreens on the same day can I deposit $500 at each?

He still has his checking account.

Cannot login to chime app, it says to finish signing up, I don't then tells me I already have an account to sign in.. the number i have now is not number associated with the account, but the email address is have is. What to do.

Been at the store yesterday and today and had to leave checkout line without buying. Calling chime multiple times. They say there's no declined transaction showing.

Do I need to contact Google? Or renew new virtual card? It's virtual card I'm using. I tried adding the virtual debit to Google Wallet and Chime app says that won't add.

I haven't tried renewing the virtual credit card or anything yet. Just was unable to buy something again today and calling support. So maybe I'll post before I renew cards or contact Google. I'll have to find a contact for Google anyways since that's harder to find. They had a chat line somewhere.

I’ve been with Chime probably 3 years. Just recently I deposited a check assuming the funds would be available in maybe a day or 2…. Or at least SOME of the funds would be available. I had just paid a bunch of things and now I’m at my SpotMe max. Anyway I deposited the check Sept 29. Here it is Oct 4th and still not cleared. I called twice and explained I’m in a real bind here… can’t you make at least some of the funds available? I’m completely broke and I just need a little help to get me through. Nope. Sorry. “The processing times are what they are…” Anyway I get all that but I’m talking about an enormous corporation taking in billions. You can’t take a risk of like $50 to help a loyal customer eat for a few days until this check clears? That’s unreal. Ok rant over. Thanks for listening. 🤬😩😞🤬

I'M NOT RECEIVING ALL MY MAIL. IT'S BEEN A ISSUE NOW FOR ABOUT 2.5 MONTHS. THERE'S DIFFERENT CARRIES EVERY OTHER DAY CAUSE OUR REGULAR CARRIER RETIRED. MY QUESTION IS, CAN I HAVE MY CHIME MAIL DELIVERED TO MY JOB ADDRESS? I NEED A NEW CARD AN I'M AFRAID I WON'T GET IT