So yesterday I got a chime notification saying my card was used at an ATM at 'Puzzleroo Arcade' for 83$ even though my account was negative. My card is on me. Is this a glitch or should I be worried?
After updating the Chime app on IOS, I tried logging in and it asked me to verify my ID by taking a photo of my ID (I took a photo of my driver's license front and back) and then took a selfie. (All with clean backgrounds)
I got an error message that it was unable to verify my ID. I tried it again but got the same error.
I spent half an hour on a call with a representative and they asked me to do the same thing via a link that they texted me. After I completed that, they still weren't able to confirm my ID and asked me to call back. That was a very disappointing experience.
Anybody else know what I can do to resolve this issue?
I am paid weekly, and I have never had this issue before. I already spoke to the payroll department at my job and was told this was definitely unusual and they have never heard of this happening before. Neither have I, for that matter.
May 21st Paystub: $720.59
May 21st Deposit on Chime: $720.59
however! Only $406.06 was deposited (what was supposed to deposit on May 14)
May 14th Paystub: $406.06
May 14th Deposit: $406.06
However (again), $661.37 was deposited (what was supposed to deposit on May 7th)
BOTH times Chime has shown the right amount on the deposit amount clearing, HOWEVER, only the amount from the previous paycheck actually went into the account.
What the actual hell is going on and how to get it set right because these were funds we are relying on to finish handling up on bills for the month.
Account has been opened since 2023, and not once has this ever been an issue before, at any point.
Hi all, this is my first time posting and I was just looking for some advice on next steps. Recently , my chime account was hacked and I don’t even know the reason why, it was used at a cvs three separate time before I was able to lock my account. I was able to get to the cvs to get the receipts from the transaction and I have a video showing that the person is not me. Yet despite explaining and showing all of this, my claim was still denied and funds were not reinstated . Why? This is clear indisputable proof and yet I was denied with little to no explanation. Can I submit another dispute ? I talked to a member of support before my dispute was closed and he said he was very confident the matter would be resolved and I would receive my fund back(although he did say it was up to the person reviewing my dispute and he didn’t know forsure) please any advice would help, the amount was close to 500$ so I’m pretty upset
So just got an inheritance check thats over 20,000 but I cant cash it because my limit is 20,000. I dont know how to fix this or do I need to go open a different bank account somewhere else?
This is the first time this has happened to me since switching to Chime over a year ago. About me: I use MyPay every pay period, and I make sure to budget it well so I’ll have enough to pay what needs to be paid. My MyPay is paid in full every payday, and has been for since using Chime.
I already know about how Chime now uses all deposits to pay MyPay, buuuut I thought it was for when you are late paying MyPay. My next direct deposit is set for May 28th (via the app, so it knows when I get paid), but the automated system still took a partial payment. I had some money transfer over from a reselling app to my debit card, and Chime used the little cash transfer to partially pay off my MyPay advance. The only problem is that when the automated system “partially paid” my MyPay advance it brought my account to $0. I will admit that I was in the negatives, but with the cash transfer it would have jumped well above $0, and I wouldn’t have needed to take out another advance or use SpotMe.
Overall, I don’t hate Chime for this. All of these banks have things about them that make no sense sometimes. I absolutely love Chime, and it’s helped me out many times. I just needed to complain a bit, and hopefully warn someone else that this is a real thing that happens. I used to read posts like this a think, “This never happened to me, and probably never will.” Yall I was WRONG. lol. If you made it this far, I hope you have a good day/night. ✌️
So my account was promoting the Chime Credit Builder Card as a “Cash-back Card”. I originally seen it available after February or so and felt it was iffy and put off getting it for months. I got the card last month but don’t use it as the cash-back card prompted that the cash back feature would be available thru all the cards on the account. So both were wrong as I’ve yet to acquire any cash back even after selecting a offer then here it is 3weeks later I wake up to my credit score DROPPING over 40 points due to the “credit card” being added to my credit. All this to say it’s not a cash back card and it will only occur the cash back when using the credit builder card itself and lastly if you already have good credit don’t touch the card it will actually bring your score down. Also I did research before selecting to get it and even google stated it is Labeled a credit card but functions as a debit card. But just know it’s definitely a credit card and it can negatively impacts your credit score so just be cautious.
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I’m done with Chime and going to switch to SoFi.
My checks have been processed same day since I’ve been working and now with a family emergency I needed to travel but for some reason my check was split and won't be processed for a week. Why!?
I tried calling customer support but the agent on the line was being condescending and rude. That was the final straw for me.
Hey everyone, maybe this is above reddit atp, but Chime really hasn't been much help.
To keep a long story short, I had to leave a dangerous renewal situation last year that made me fear the other tenant was going to harm me. I left, expected to pay. I had heard nothing from him or the court regarding how to pay blah blah.
We're atp where I am paying him back and he requested a garnishment. Almost $2000 was removed under "Levy Garnishment" several months ago. I have confirmed the party, but no one has record of payment (neither the party or the court). The court informed me that my bank would be the one to send that to them, but they have nothing.
I keep trying to figure something out with chime, waited on a specialist to email me. Everything has culminated with "Ask the other party". Like atp I'm out $2000 and no one seems to know where it is. Like is this something anyone here has ever dealt with? How do I figure this out?
So I get 1400 in SSDI benefits at the end of every month. I started working part time, so I'll have smaller deposits, around 300 every two weeks. My mypay is currently at 140 dollars. When I get my work check on Tuesday, I'm assuming they'll take the 140 plus fees
Will my advance limit drop? if so, will it go back up when I get my disability check? Will it fluctuate during the month?
I like having both direct deposits in chime, but I'm afraid I screwed myself lol
Thanks for any info
In the app this morning I got a notification for 2 things, first was cash withdrawal limit increased but the second thing was my cash advance limit increased. I just don't exactly understand what that means. Maybe someone here can help break it down for me ?
I’m on disability, stupid brain cancer, so at times with stuff like this, I try to make sure I fully understand all the fine print and little details… so with disability benefits being my only income source, I don’t have a lot of money and I get paid once monthly. I do have Chime Prime, not sure how but okay, I’d been waiting to switch to the new cash back card right when there was basically no money in my account just before I get my money for next month.
Idk y I thought it was best to do it this way, but here I am. Should I just keep my two separate accounts with Chime (3, I’ve got a savings) or take the plunge for the new Chime Card?
My mypay amount is typically $500 and I just started an extra job and now get an additional deposit weekly. For some reason.. After I got this additional deposit it lowered my mypay to $180
I just got my regular bi weekly deposit of $2,000 plus and my limit did not increase.
I don’t understand this formula at all.
Can anyone help?
I did get about 2000 more in deposits due to back pay the last week. It usually is 500, and I don’t intend to touch anything close to this 980. I don’t want to wake up next week and when my checks go back to normal to see this amount go back down 😂😂.
I didn't think they went pass $500 !
As stated I got the metal chime card. only two direct deposits so far. I didnt realize it would be that quick. Is it better than the other one?